Monday, April 24, 2023

Transistor Market is Expected to Reach $39B Owing to Rising Electronic Industry in Asia - IndexBox - Yahoo Finance

NEW YORK, Jan. 26, 2023 (GLOBE NEWSWIRE) -- These are some of the most exciting findings from a recent IndexBox report on the global transistor market. The global transistor market is forecast to grow from $31B in 2022 to $39B by 2030, at a CAGR of 3.0% during the forecast period. This growth is driven by increasing demand for transistors in end-use industries such as automotive, consumer electronics, and telecommunications; the declining prices of transistors due to advancements in manufacturing technology; the growing demand for miniaturized transistors in portable electronic devices such as smartphones and tablets. View a sample report and free data online The transistor was invented in 1947 by physicists John Bardeen, Walter Brattain, and William Shockley at Bell Labs. It is a semiconductor device used to amplify or switch electronic signals and electrical power, and are the fundamental building blocks of modern electronic devices, including computers, mobile phones, and other digital technologies. Market Segmentation On the basis of type, the transistor market is classified into MOSFET, IGBT, and BJT. Currently, MOSFETs are widely used in various applications such as power management in computers, portable electronic devices, and electric vehicles thanks to their low ON resistance. IGBTs are applied in UPS systems, solar inverters, welding equipment, and traction systems due to their fast-switching speed as compared to MOSFETs. BJTs are commonly used amplifiers & switches in various electronic circuits owing to their easy manufacturing process compared to MOSFETs & IGBTs. On the basis of material, the transistor market is classified into silicon and compound semiconductor. For traditional silicon-based transistors, competition from alternative technologies such as silicon carbide (SiC) and gallium nitride (GaN) increases. With the ever-increasing demand for data storage and processing, DRAM is expected to be the major application for transistors. The high data storage capacity and fast data processing speed of DRAM make it ideal for use in a wide range of applications including artificial intelligence (AI), big data, and cloud computing. Geographically, Asia-Pacific is set to dominate the transistor market owing to increasing investments in the semiconductor sector and rising demand for consumer electronics and automotive. China, Japan, and India are the major countries of focus in the region. Moreover, favorable government initiatives such as the “Make in India” scheme and National Integrated Circuit (IC) Promotion Plan are expected to further enhance the growth of the Asia Pacific transistor market during the forecast period. Market Challenges One of the major challenges faced by the transistor market is declining average selling prices. With the commoditization of transistors, manufacturers are facing stiff competition from low-cost Asian players. This has led to a decline in the selling prices of transistors, resulting in fierce price wars among vendors, which is negatively impacting their margins. Moreover, with the ever-changing consumer electronics landscape, it has become difficult for vendors to keep up with the latest trends and developments. This has led to an increase in product development costs and time-to-market for new products, thereby affecting vendors’ profitability levels. Logistics tensions lead to disruptions in the supply of raw materials, creating additional challenges for stable transistor production. About IndexBox IndexBox is a market research firm developing an AI-driven market intelligence platform that helps business analysts find actionable insights and make data-driven decisions. The platform provides data on consumption, production, trade, and prices for more than 10K+ different products across 200 countries. Companies Mentioned in the Report Intel Corporation, Samsung Electronics Co., Ltd., Renesas Electronics Corporation, Toshiba Corporation, STMicroelectronics N.V., Texas Instruments, Renesas Electronics, Hitachi, Infineon Technologies AG, Taiwan Semiconductor Manufacturing Co. Sources World – Transistors, Other Than Photosensitive Transistors - Market Analysis, Forecast, Size, Trends and Insights EU - Transistors, Other Than Photosensitive Transistors - Market Analysis, Forecast, Size, Trends and Insights Asia - Transistors, Other Than Photosensitive Transistors - Market Analysis, Forecast, Size, Trends and Insights U.S. - Transistors, Other Than Photosensitive Transistors - Market Analysis, Forecast, Size, Trends and Insights Americans are crazy for tech, and they're spending a fortune on it. According to the Consumer Technology Association, U.S. tech retail revenue will top $485 billion in 2023. Discover: 11 Grocery Items... The price per million British Thermal Units is now less than $3, compared with more than $9 as recently as August. The crypto exchange wants to question its founder’s family as it seeks to locate allegedly misappropriated funds Integrated energy company Phillips 66 is scheduled to report latest quarterly numbers on Tuesday. In this daily bar chart of PSX, below, I can see a strong rally from late September. PSX corrected into December and has resumed the advance. Yahoo Finance Live looks at BuzzFeed shares as the media company plans to craft "personalized" content using ChatGPT. Companies pay severance to shield themselves from liability and help workers. Here's what a package could look like. Is America's biggest telecom getting clotheslined by the kitchen phone chord? AT&T has seen healthy gains in its cellular and broadband arms,... The surprise leadership shuffle on Thursday at Toyota Motor Corp, renewed urgency at Renault and Nissan Motor Co to restructure their alliance and Elon Musk's declaration that Tesla Inc will be the world's No. 1 automaker by a wide margin have one thing in common: What once defined the global auto industry's center is no longer holding. The announcement that Akio Toyoda will step down as chief executive of the world's top-selling automaker on April 1 came just hours after Musk used a quarterly earnings call to declare that Tesla was now the auto industry's leader in profitability and manufacturing efficiency - the crown Toyota held for three decades. Toyota's incoming CEO, Koji Sato, faces a daunting task. Laid-off tech employees on work visas describe the urgency to find new jobs. These companies are well positioned to earn the title "tech giant" a decade or two down the road. MIT David Austin Professor of Management, Marketing, IT and Data Science and 'The Hype Machine' Author Sinan Aral discusses how big of an advantage Microsoft has regarding its recent investment in ChatGPT. You can see the entire interview here. Key Video Takeaways 00:11 On Google being "shook" 00:23 On the "existential threat" of ChatGPT to Google Yahoo Finance Live anchors discuss the latest companies to announce job cuts as SAP and IBM join tech giants in laying off workers. Worker disconnectedness is on the rise in the U.S., and some employees are feeling more disengaged than others. American refiners had an exceptional 2022. Low natural gas prices and a Russian product ban show conditions still look favorable. Tractor Supply's 2,333 stores, found in every state but Alaska, provide the company an expansive look at the national economy. CEO Hal Lawton discusses his outlook on wages, inflation, and hiring — plus the evidence he sees that counters the national narrative of rural America being in decline. Nokia Corp (NYSE: NOK) reported a fourth-quarter FY22 net sales growth of 16% year-on-year (11% in constant currency) to €7.45 billion. Network Infrastructure sales grew 14% Y/Y in CC. Cloud and Network Services sales increased by 5% Y/Y in CC, while Nokia Tech rose 82% Y/Y as a long-term licensee exercised an option. Mobile Networks sales grew by 3% Y/Y in CC with a meaningful shift in regional mix. Also Read: Samsung, Nokia Ink New Multi-Year 5G Patent Deal Margins: Gross margin expanded by 33 PARIS (Reuters) -Luxury goods group LVMH's sales rose 9% in the fourth quarter as shoppers in Europe and the United States splurged over the crucial holiday season, helping partly to offset COVID disruptions in China. Sales at the world's biggest luxury group reached 22.7 billion euros ($24.65 billion) in the final three months of the year, with the 9% increase on an organic basis a touch above analyst expectations for 7% growth, based on a consensus cited by UBS. That marked a deceleration from the 20% growth recorded in the first nine months of the year, due to the hit in China from lockdowns and its subsequent exit from a zero-COVID policy, which has spurred a surge of infections in the world's second-largest economy. CEO Jonah Peretti said the publisher would use the technology to make more comprehensive quizzes and interactive content. If someone receiving Social Security benefits earns money by working, the Social Security Administration may reduce the amount of that person's benefits. This only affects people who start taking benefits before reaching full retirement age. And only income earned from … Continue reading → The post What Income Reduces Social Security Benefits? appeared first on SmartAsset Blog. Industry experts predict the real estate sector will register slowed economic growth in 2023 amid higher-than-average inflation levels and growing recession fears. And real estate investment trusts (REITs) have historically remained well-positioned to weather economic uncertainties. Even though rental rates have been cooling over the past couple of months, they are significantly higher than in 2021. Strong rental pricing should allow properties to improve their balance sheets and liquidity to cu source https://4awesome.streamstorecloud.com/transistor-market-is-expected-to-reach-39b-owing-to-rising-electronic-industry-in-asia-indexbox-yahoo-finance/?feed_id=36630&_unique_id=6446fef73b5a4

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Sunday, April 23, 2023

'I have $30000 in my savings account': I'm 56, unemployed and ... - Morningstar

By Quentin Fottrell 'The past 20-something years were nothing short of rough' Dear Quentin, I am a 56-year-old divorced woman who has raised four children as a single parent. I made the decision at a young age to give birth to all of my children, and I was the sole provider for the family for over 20 years. Now, after my children are all grown, living their own lives, I'm left with no golden life to look forward to. As you may imagine, the past 20-something years were nothing short of rough. I have $30,000 in my savings account, I am unemployed (and unemployable), and living incrementally off those savings. I have survived my years, not particularly because I am smart, but because I am very creative (I like to think). I have been creating two products that require an investment of about $20,000 for patents and manufacturing costs. I truly believe that these items will sell well in their marketplaces, and set me up for success. However, I am so afraid to use that money because that is what I live on. What would your advice be on this? Please help me. All of my life, I've missed out on every opportunity that came my way. I don't want to be the person who never tried. At my age, I believe it would be devastating to just grow old and die, not having succeeded at something at least once, but if you think it is an unintelligent choice to use my life's piggy bank, per se, I want to know it. Divorcée & Inventor Dear Divorcée & Inventor, You have raised four children as a single parent. You are a winner. Measuring your success in life should not be dependent on whether you get these patents off the ground. Nor should it be calculated by the money in your bank account. Being rich and famous is not a marker of success. The relationships you have in your life and your ability to be kind to other people are a good starting and finishing point. All the rest is garnish. Your letter shows two sides of your self-esteem. You describe yourself as "unemployable" -- something I doubt -- and yet you also show great confidence and belief in your ability to turn these patents into a marketable product. I hope they work, and I commend you on your entrepreneurial spirit. But there's a happier, steadier medium between these two beliefs. There are other ways to raise money and trademark your intellectual property, if that is indeed required in this case. Finding a job would help you avoid dipping into your savings. It's great that you have $30,000 saved, but this should also be treated as an emergency fund rather than a "last-chance saloon" for your patent ideas. Plus, $20,000 sounds like a very modest sum for what you have in mind. Contact a patent attorney to find out how much it would cost. SCORE (Service Corp of Retired Executive) or the Small Business Administration's Office of Small Business Development Centers can provide assistance with your business plan. There are over 1,000 federal grant programs you can explore. There is, of course, competition for these grants. You could also find an angel investor for your business idea, but that will come with a cost (a percentage of your business for an agreed sum). That's why people go on Shark Tank. Again, you can contact the SBA. After talking to a patent attorney, you could also reach out to friends and family, and/or crowdfunding sites like GoFundMe to tell your story, and raise funds. I caution against putting money on a credit card, especially given that interest rates are so high and -- crucially -- you have no other source of income. For others who have a retirement account like a 401(k), think twice before raiding that, as there will be penalties -- and if the product/business does not work out, there will be a big hole in your retirement savings too. In the meantime, you can file for a provisional patent to protect your idea before you talk about it publicly. This book, "Patent It Yourself: Your Step-by-Step Guide to Filing at the U.S. Patent Office," may also be helpful for you. But as James Yang, an attorney at OC Patent Lawyer in California points out, "For a higher-quality application, you should hire an experienced patent attorney. " As one member of the Moneyist's Facebook Group wrote about creating products: "You have to HUSTLE, sell them into stores, brand and market them, baby them through the whole process. If you can do this (project management, sales, supply-chain management, delivery, design) you can certainly work somewhere and are employable. "Why not get a job that helps you develop these skills (working in a trade show/brand ambassador, delivery for a similar product, project manager) and save up the $20,000 to launch your products?" she added. "Even great ideas fail with the very best behind them, if you are serious about starting a company you need to get back into the working world first." Don't hang all your dreams on one business idea. Life is so much bigger than that. Ultimately, you need a team. Talk to your children. Tell them about your financial situation. Ask them for their advice. Can they help you find a job? Can they provide you with financial assistance? Do they have insights into your business plan? You're 56. You've achieved a lot in your life already. Follow Quentin Fottrell on Twitter. You can email The Moneyist with any financial and ethical questions related to coronavirus at qfottrell@marketwatch.com. Check out the Moneyist private Facebook group, where we look for answers to life's thorniest money issues. Readers write to me with all sorts of dilemmas. Post your questions, tell me what you want to know more about, or weigh in on the latest Moneyist columns. The Moneyist regrets he cannot reply to questions individually. More from Quentin Fottrell: She never has enough money': I was adopted by a wealthy family, but my biological grandma says I need to financially support her -- and buy her a condo My husband and I earn $160K, have $1 million in retirement savings, cook at home and drive an old Honda. Are we missing out? 'I grew up poor': My wife and I have a $1.2 million real-estate portfolio, and $225,000 in income. Are we financially secure enough to start a family? -Quentin Fottrell (END) Dow Jones Newswires 01-24-23 2217ET Transparency is how we protect the integrity of our work and keep empowering investors to achieve their goals and dreams. And we have unwavering standards for how we keep that integrity intact, from our research and data to our policies on content and your personal data. We’d like to share more about how we work and what drives our day-to-day business. We sell different types of products and services to both investment professionals and individual investors. These products and services are usually sold through license agreements or subscriptions. Our investment management business generates asset-based fees, which are calculated as a percentage of assets under management. We also sell both admissions and sponsorship packages for our investment conferences and advertising on our websites and newsletters.
How we use your information depends on the product and service that you use and your relationship with us. We may use it to: To learn more about how we handle and protect your data, visit our privacy center. Maintaining independence and editorial freedom is essential to our mission of empowering investor success. We provide a platform for our authors to report on investments fairly, accurately, and from the investor’s point of view. We also respect individual opinions––they represent the unvarnished thinking of our people and exacting analysis of our research processes. Our authors can publish views that we may or may not agree with, but they show their work, distinguish facts from opinions, and make sure their analysis is clear and in no way misleading or deceptive. To further protect the integrity of our editorial content, we keep a strict separation between our sales teams and authors to remove any pressure or influence on our analyses and research. Read our editorial policy to learn more about our process. © Copyright 2023 Morningstar, Inc. All rights reserved. Dow Jones Industrial Average, S&P 500, Nasdaq, and Morningstar Index (Market Barometer) quotes are real-time.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply. source https://4awesome.streamstorecloud.com/i-have-30000-in-my-savings-account-im-56-unemployed-and-morningstar/?feed_id=36611&_unique_id=6445ad7498450

Saturday, April 22, 2023

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Confusion Over Details Of Gas Appliance Phaseout - Spectrum News

Get the best experience and stay connected to your community with our Spectrum News app. Learn More Continue in Browser Get hyperlocal forecasts, radar and weather alerts. Please enter a valid zipcode. Save NORTH TONAWANDA, N.Y. -- A lot of questions remain about New York Gov. Kathy Hochul's to phase out fossil fuel-powered appliances. Critics expect to get more specifics soon, perhaps when she releases her budget. For instance, a major part of the argument from Republican lawmakers at a Friday press conference in North Tonawanda was about the impact of banning gas stoves in homes and restaurants. Gov. Kathy Hochul's office pushed back that since last week it's been clear the proposal is focused on heating equipment and stoves are carved out. This plan, announced during her State of the State address, originally came as a recommendation from the Climate Action Council. Hochul's office is proposing prohibiting the sale of new replacement gas heating equipment for homes and smaller buildings by 2030 and larger buildings by 2035. For new construction, those dates would be 2025 and 2028 respectively. While Ortt's office remains skeptical it won't include stoves, the minority leader said the cost-benefit analysis doesn't make sense regardless. He said average New Yorkers don't have the money to retrofit their gas-powered heat to electric and it will be expensive for businesses and the state in general. The council's cost estimate to implement all of its recommendations was $270 billion over 30 years. Ortt also believes the plan will do little to reduce emissions overall, pointing out even if there is some impact in New York state, much of the electricity is coming from coal burning plants in other states like Pennsylvania. "This is not going to do anything to solve our climate problems. All it's going to do is drive up costs in a state that is already increasingly on of the least affordable states in the country and that's why people are heading to Florida. That's why people are leaving this state," Ortt said. The governor's office said it's been clear the state has to take bold steps on the climate to protect the health and safety of our children and 30% of state greenhouse gas emissions come from buildings. Her office said the proposals also include subsequent regulatory processes to examine exemptions which could include things like emergency back up power, commercial kitchens, hospitals and more.  source https://4awesome.streamstorecloud.com/confusion-over-details-of-gas-appliance-phaseout-spectrum-news/?feed_id=36594&_unique_id=64445beb8a9d4

Friday, April 21, 2023

6 Tech and Electronics Items You’ll Probably Regret Buying - Yahoo Finance

Americans are crazy for tech, and they’re spending a fortune on it. According to the Consumer Technology Association, U.S. tech retail revenue will top $485 billion in 2023. Discover: 11 Grocery Items To Buy at Dollar Tree Learn: 3 Ways Smart People Save Money When Filing Their Taxes Food Stamps: What Is the Maximum SNAP EBT Benefit for 2023? But how many tech and electronics items are simply not worth the hype or are just dud buys? What are better alternatives? In these rocky economic times of soaring inflation, these are important questions to ask. Let’s look at six tech and electronic items that you’ll probably regret buying — and what you should consider buying instead. Smart kettles offer temperature control, app programming and voice direction. They typically can be purchased for anywhere from $75 to $200. “These are pricey and, other than offering the ability to control from your smartphone, they don’t have any real advantages over standard electric kettles,” said Julie Ramhold consumer analyst with DealNews.com. “You can expect to easily spend over $200 on a smart kettle, if not more; whereas, an electric kettle like the highly rated Cuisinart PerfecTemp is around $100 and still provides a great capacity reservoir, multiple temperature settings and speedy heating. “Yes, you have to physically hit the button on the kettle, but it’s a better deal than springing for a smart kettle that could potentially fail and turn into a dumb kettle anyway. Even worse is if it won’t function unless it’s connected to Wi-Fi, so another reason a standard electric kettle is a better buy.” You can get a simple one-camera security system for as cheap as $35, but you typically get what you pay for. “There are a variety of security cameras out there for anyone who wants to build their own home security system,” Ramhold said. “But, while these cheap cameras may allow you to keep an eye on your home physically, they could be opening up your defenses digitally. Shady cameras with lax security open you up to hackers and other kinds of cyber criminals. So, before you go investing in any system, you need to know the privacy policy and how your data will be stored. “There are plenty of roundups of hack-proof cameras you can buy, so it’s best to check those out before you decide; however, a good general rule of thumb is to probably rely on companies like ADT that have been in the home security game for decades.” “These are data privacy nightmares, but Apple Watches — even those designed more for kids — are pricey,” Ramhold said. “Instead of opting for a smartwatch, consider things like the Jiobit smart tag, which features GPS tracking. “Parents can use the corresponding app to set up trusted places and members of the care team so that any trusted person can track their child’s location. It does require a subscription plan; but, considering the highest tier is $6 per month and offers things like 911 SOS capabilities and an alert button, it may be well worth the cost, depending on how often your kids are left alone. Even the basic subscription provides SMS and email notifications, which may be ideal for older kids with a busy routine.” “These are gimmicky, pricey machines that may look sleek and cool as part of your home bar setup but really aren’t worth the $1,000-plus cost for the machine,” Ramhold said. “Even if you have a cocktail every single night, you’re much better off getting a good blender like a Vitamix for things like frozen drinks and sticking with a basic cocktail setup of a decent shaker and stirrer for everything else. “You’ll be able to figure out your perfect ratios through trial-and-error, and you certainly don’t need an expensive machine to craft a cocktail for you when you can mix it yourself.” Car GPS systems can be had for as cheap as $20, but that does not include the subscription fees. As advanced as phones are these days, a separate GPS system for your vehicle might be a waste of money. “In mid-2022, I bought a GPS device for my car, which I regret buying,” said Ryan Faber, founder of Copymatic. “While using a GPS device, I understood that a mobile phone GPS app is sufficient for driving purposes. The GPS navigation capabilities of mobile devices are more serviceable and adequate for both driving and geocaching. “There aren’t many advantages to a dedicated GPS gadget over a smartphone GPS app. Voice commands, the capacity to integrate and manage other apps, and the ability to switch to a different navigation app whenever you want to make your smartphone more reliable and steadfast as compared to GPS devices.” Phones generally have replaced recorders, which typically cost at least $100. “I never needed that audio recording device,” said Juan Pablo Cappello, co-founder and CEO of Nue Life. “It hasn’t been a user-friendly device, and the instruction booklet that came with it was surprisingly thick. “Any smartphone you buy comes with an audio-recording application, and it’s sure to work fine. There is no noticeable difference in quality — and I even asked a sound engineer to compare.” More From GOBankingRates 10 Do's and Don'ts of Costco Shopping Explore GOBankingRates' 2023 Banking Resource Center The 10 Best Balance Transfer Credit Cards for 2023 Experts: 4 Safest Places To Keep Your Savings This article originally appeared on GOBankingRates.com: 6 Tech and Electronics Items You’ll Probably Regret Buying With inflation still high and the full weight of holiday bills crushing your monthly budget, you might be eyeing your local dollar store -- where the prices are believed to be the lowest. See the... Industry experts share their most compact and trickiest projects to date, and how they solved the riddles. Consumers and the government alike are cracking down on companies that have engaged in negligent or harmful policies -- whether it's purposefully slowing down data while keeping rates high (in the... When that TGIF feeling sets in, it can be difficult not to throw caution to the wind and get one's weekend spending on pronto. After all, the work week can be stressful; and, with many of us in... Bad spending habits -- most of us have at least a few. That's why one of the most common financial resolutions is to spend less and save more. Do You Have a Tax Question? Ask a Tax ProStudent Loan... At first glance, building a net worth of $1 million might seem unattainable, but it's more realistic than you think. In fact, you don't even need a winning lottery ticket or a trust fund to join this... Encephalopathy is a brain disorder that alters the brain function or structure, leaving you confused and not acting like your usual self. Netflix will no longer allow customers share passwords for free, and it could be starting a trend for other streaming services. Sarah Saril, tech deals and streaming reporter at Insider, joined CBS News to discuss what the password crackdown means for users. Madlyn Ballatori and Colby Kissinger from "The Ultimatum" are having a second child, and are asking fans to guess if it's a boy or a girl. The Bengals have been playing with an oversized chip on their collective shoulders for a while now. The team clearly took the league publicizing the ticket sales for the theoretical neutral-site game between the Bills and Chiefs as a slight and used that for motivation to dominate Buffalo in the divisional round. So as the [more] Lions DE Aidan Hutchinson is one of 3 finalists for AP defensive rookie of the year “You can literally vacuum when the kids nap” All the latest developments from Trumpworld Don't you want free money? It may be the most ridiculous question ever, but it's one that local and national governments probably ask when they have stimulus funds, rebates and other payments that end... Many people downsize in retirement as a way to cut back on expenses and make their lives simpler. For some, this means relocating to a smaller home or a retirement community. For others, this can just... Scott, who guest-starred on the show, waited 29 years to tell Strong and Danielle Fishel that he always felt like they didn’t like him. These companies are well positioned to earn the title "tech giant" a decade or two down the road. Nokia Corp (NYSE: NOK) reported a fourth-quarter FY22 net sales growth of 16% year-on-year (11% in constant currency) to €7.45 billion. Network Infrastructure sales grew 14% Y/Y in CC. Cloud and Network Services sales increased by 5% Y/Y in CC, while Nokia Tech rose 82% Y/Y as a long-term licensee exercised an option. Mobile Networks sales grew by 3% Y/Y in CC with a meaningful shift in regional mix. Also Read: Samsung, Nokia Ink New Multi-Year 5G Patent Deal Margins: Gross margin expanded by 33 Microsoft, Nvidia, Alphabet, Mobileye and Intuitive Surgical are part of the Zacks Investment Ideas article. Microsoft's security business revenue has doubled since 2021. source https://4awesome.streamstorecloud.com/6-tech-and-electronics-items-youll-probably-regret-buying-yahoo-finance/?feed_id=36582&_unique_id=64430a7063189

Thursday, April 20, 2023

Comerica Bank Launches Innovative New Programs to Support Local Small Businesses - Yahoo Finance

Comerica's new SmallBizCo-Op program will provide North Texas small business customers access to elevated experiences and unique benefits DALLAS, Jan. 26, 2023 /PRNewswire/ -- Comerica Bank is expanding its support for small businesses in a big way by providing North Texas customers with a set of unique new product and service offerings designed to help them grow and thrive. Through its new Comerica SmallBizCo-Op™ concept, Comerica will share its assets and resources with small business customers in the region to help them achieve their goals. The backbone of our economy, small businesses account for 99.9% of all U.S. and 99.8% of all Texas businesses1. Yet, most are often at a disadvantage compared to their bigger competitors – with significantly smaller budgets and fewer employees, and the owner usually playing multiple roles at once. "At Comerica, we believe in doing everything possible to empower our small business customers and give them the opportunity to succeed," said Cassandra McKinney, Comerica Bank's Executive Director of the Retail Bank. "These opportunities are designed to deliver real value to our customers and create an even stronger relationship with them. In turn, our small business customers can then leverage these opportunities to help strengthen their own customer relationships." Comerica SmallBizCo-Op: Unlocking new online benefits Comerica SmallBizCo-Op is now available as a no-cost benefit to Comerica small business customers. The bank is sharing its assets and its clout to provide its small business customers with a competitive advantage in a challenging business environment. The specific components of SmallBizCo-Op include: SizeUp by Comerica – Allows Comerica small business customers to access competitive market research & data, better understand how their business compares to the competition, and ultimately make more informed business decisions. This perk is coming soon. Sports Ticket Program – Provides small business customers with the opportunity to entertain a client or share a perk with their employees through free Dallas Stars, Texas Rangers or other Dallas sports tickets. Comerica will provide small business customers two tickets to one home game every 12 months. Small Business Advertising Program – Gives small business customers the opportunity to advertise their business through Comerica's sports media inventory, banking center marketing TVs, sponsored events and more. Comerica will advertise small businesses for free during Dallas Stars, Texas Rangers or other Dallas sports games. Businesses are limited to one radio ad placement over the life of the Comerica SmallBizCo-op program. Comerica SmallBizCo-op also offers customers the opportunity to save on everyday business expenses such as computer equipment, office supplies and more through multiple savings, rewards and discount programs. This includes opportunities such as the following: Comerica is passing on its buying clout and big company pricing discount with a major office supply retailer to its small business customers, allowing them to purchase office supplies for up to 40% less. Similarly, small business customers will get access to discounted pricing on software, hardware, computers and other small business technology solutions. Comerica CoReward$™ – Small business customers gain access to a one-stop, online shop with thousands of discounts in more than 25 categories, such as travel, home goods, cars, health and more, that are updated daily. The launch of Comerica SmallBizCo-Op is just the first of several elevated experiences in Comerica's longer-term strategy of sharing its resources with its small business customers. Expanded elevated experiences are expected to rollout further in 2023. "During our initial planning phase, we engaged many of our small business customers and invited them to share with us directly their specific pain points and needs. The product and service offerings we introduced today, as well as those planned for launch in 2023, have been designed specifically to address many of those needs," explained Omar Salah, Comerica Bank's Director of Small Business Banking. Based upon the performance of its pilot program in North Texas, Comerica plans to introduce its SmallBizCo-Op program into other markets across the country in the months and years to come. Interested small business customers can learn more about Comerica's Small Business benefits at comerica.com/succeed. Comerica Bank is a subsidiary of Comerica Incorporated (NYSE: CMA), a financial services company headquartered in Dallas, Texas, and strategically aligned by three business segments: The Commercial Bank, The Retail Bank and Wealth Management. Comerica focuses on relationships, and helping people and businesses be successful. In addition to Texas, Comerica Bank locations can be found in Arizona, California, Florida and Michigan, with select businesses operating in several other states, as well as in Canada and Mexico. Comerica reported total assets of $85.4 billion as of Dec. 31, 2022. Source:    1. "2022 Small Business Profiles For The States, Territories, And Nation." SBA.gov. View original content to download multimedia:https://www.prnewswire.com/news-releases/comerica-bank-launches-innovative-new-programs-to-support-local-small-businesses-301731636.html SOURCE Comerica Bank Related Quotes The crypto exchange wants to question its founder’s family as it seeks to locate allegedly misappropriated funds Yahoo Finance Live looks at BuzzFeed shares as the media company plans to craft "personalized" content using ChatGPT. Laid-off tech employees on work visas describe the urgency to find new jobs. Companies pay severance to shield themselves from liability and help workers. Here's what a package could look like. According to the latest available information, Berkshire Hathaway (NYSE: BRK.A)(NYSE: BRK.B) had about $109 billion in cash and equivalents on its balance sheet. CEO Warren Buffett insists on keeping a $30 billion cash cushion at all times, but this still leaves nearly $80 billion of investable capital. For one thing, Berkshire has already spent tens of billions in the recent market downturn. Chinese electric vehicle companies are racing ahead on every front, and they may be the biggest threat to Tesla's dominance. Tractor Supply's 2,333 stores, found in every state but Alaska, provide the company an expansive look at the national economy. CEO Hal Lawton discusses his outlook on wages, inflation, and hiring — plus the evidence he sees that counters the national narrative of rural America being in decline. And if you’re behind? It’s OK boomer. There’s still some time to catch up. Are you maxing out the 401(k) plan you have at work every year? Do you still have money left for saving and investment after contributing the maximum to your 401(k) and maybe an IRA or two? If so, then you … Continue reading → The post Executive Deferred Compensation Plans appeared first on SmartAsset Blog. Caesars Entertainment , Wynn Resorts , and MGM Resorts International -- face a class action lawsuit that alleges that they worked to artificially increase room prices. Hagens Berman has filed a class action lawsuit that charges that Caesars, MGM, Wynn, and Treasure Island colluded with a third party, Rainmaker, to collude to raise hotel prices on the Las Vegas Strip. If someone receiving Social Security benefits earns money by working, the Social Security Administration may reduce the amount of that person's benefits. This only affects people who start taking benefits before reaching full retirement age. And only income earned from … Continue reading → The post What Income Reduces Social Security Benefits? appeared first on SmartAsset Blog. Robert Half International Inc. (NYSE: RHI) today reported revenues and earnings for the fourth quarter ended December 31, 2022. (Bloomberg) -- ASML Holding NV Chief Executive Officer Peter Wennink said US-led export control measures against China could eventually push Beijing to successfully develop its own technology in advanced chipmaking machines. Most Read from BloombergHindenburg vs Adani: The Short Seller Taking On Asia’s Richest PersonNYSE Mayhem Traced to a Staffer Who Left a Backup System RunningWe Asked ChatGPT to Make a Market-Beating ETF. Here’s What HappenedHindenburg’s Short Sell Call Shaves $12 Billion Off The surprise leadership shuffle on Thursday at Toyota Motor Corp, renewed urgency at Renault and Nissan Motor Co to restructure their alliance and Elon Musk's declaration that Tesla Inc will be the world's No. 1 automaker by a wide margin have one thing in common: What once defined the global auto industry's center is no longer holding. The announcement that Akio Toyoda will step down as chief executive of the world's top-selling automaker on April 1 came just hours after Musk used a quarterly earnings call to declare that Tesla was now the auto industry's leader in profitability and manufacturing efficiency - the crown Toyota held for three decades. Toyota's incoming CEO, Koji Sato, faces a daunting task. Layoff announcements are rattling U.S. workers' confidence in their ability to secure and retain employment. After years of scrimping and saving, investing wisely and working diligently your reward could be the luxury of an early retirement – and a big drop in your IQ. New research conducted by faculty at Binghamton University, State University of New … Continue reading → The post Will Early Retirement Rot Your Brain? appeared first on SmartAsset Blog. Only about half of U.S. workers have access to 401(k) accounts, but even those that do may struggle to save enough to retire. Individual Retirement Accounts (IRAs), 401(k)s and other workplace plans can help you build wealth for the future while enjoying some tax benefits. There's just one important thing you need to plan for: required minimum distributions (RMDs). The IRS requires you … Continue reading → The post 6 Strategies to Reduce Your RMDs appeared first on SmartAsset Blog. Sony's gaming chief Jim Ryan met EU antitrust chief Margrethe Vestager on Wednesday to discuss Microsoft's $69 billion bid for "Call of Duty" maker Activision Blizzard, a person familiar with the matter said on Thursday. The meeting came as the EU competition watchdog prepares to warn Microsoft this week about the potential anti-competitive effects of the U.S. software giant and Xbox maker's acquisition in the biggest gaming industry deal in history. Microsoft is looking to Activision to help it compete better with leaders Tencent and Sony. Wells Fargo & Co. kept its chief executive’s pay flat last year while he dealt with the bank’s extensive regulatory problems. Charles Scharf, now in his fourth year running the bank, earned $24.5 million in 2022, level with what he made in 2021. That included base pay of $2.5 million, as well as a cash bonus of $5.4 million, according to a filing made public on Thursday. The board said that Mr. Scharf would have been eligible for his full target pay of $27 million, which would have been a 10% raise, but that Mr. Scharf asked not to receive a raise while he worked through the company’s regulatory matters, according to the filing. source https://4awesome.streamstorecloud.com/comerica-bank-launches-innovative-new-programs-to-support-local-small-businesses-yahoo-finance/?feed_id=36570&_unique_id=6441b997cf966

Tuesday, April 18, 2023

Infinite Electronics Acquires Bulgin - Cleary Gottlieb

Cleary Gottlieb represented Infinite Electronics, a Warburg Pincus portfolio company, in its acquisition of Regatta Topco Limited (Bulgin) from Equistone Partners Europe and certain management sellers. The transaction signed on December 23, 2022, and closed on January 19, 2023. The terms of the transaction have not been publicly disclosed. Infinite Electronics has a global portfolio of leading in-stock connectivity solution brands. Its brands help propel the world’s innovators forward by working urgently to provide products, solutions and real-time support for their customers. Backed by Warburg Pincus since 2021, Infinite Electronic’s brands serve customers across a wide range of industries with a broad inventory selection, same-day shipping, and 24/7 customer service. Cleary represented Warburg Pincus in its acquisition of Infinite Electronics in 2021 and is representing Infinite Electronics in its proposed acquisition of Cable Connectivity Group B.V. announced in November 2022. Headquartered in Cambridge, UK, Bulgin is a leading manufacturer of harsh environment connectivity solutions. The business designs, develops, and manufactures high integrity circular connectors, switches, and power-related components, which are environmentally sealed to withstand harsh conditions such as exposure to extreme temperatures, water, and humidity. Founded in 1923, Bulgin has a well-established brand and a strong reputation for product quality and reliability with its global customer base of more than 75,000 end users, who are served primarily via specialist electronic distributors. Currently, the business offers more than 7,000 products that are used across a wide range of end markets including industry 4.0, robust electronics, transportation and infrastructure, and medical technologies. For more information, please see the press release here. January 25, 2023
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  • Cleary Adds Two Partners to Global Restructuring Practice
  • Cleary Shortlisted for 2023 Antitrust Writing Awards
  • Cleary Leads Bloomberg, Mergermarket, and Refinitiv 2022 M&A Rankings
  • Cleary Shortlisted for 2023 Antitrust Writing Awards
  • Cleary Leads Bloomberg, Mergermarket, and Refinitiv 2022 M&A Rankings
  • Cleary Leads Bloomberg, Mergermarket, and Refinitiv 2022 M&A Rankings
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    Monday, April 17, 2023

    25 Cute And Casual Daytime Outfit Ideas For Valentine's Day - Evie Magazine

    Pink and red are the basic necessities for a cute Valentine’s Day look, so make sure you include one of those colors in some capacity. Whether you have a day date planned, a Galentine’s day party on the calendar, or just love to celebrate cute holidays with cute outfits, there is a perfect look on this list for you! Let’s get into it!  An easy daytime date outfit or just a casual Valentine’s Day look is a mini dress! A pink or red dress, paired with sandals or sneakers, can be easily dressed down for a casual look or dressed up for the night with added accessories and a heeled shoe.  Check out our list of 35 non-cheesy Valentine's Day dresses under $100 here. Active dresses are a great casual look for any season, but a bright pink dress is an adorable look for love day! Throw on a lightweight sweater or jacket (depending on the weather), and add sneakers to keep it casual.  Shop: Halara 2-in-1 Flare Activity Dress, $40 and Chuck Taylor All Star Platform Canvas, $75 For a cozier look, pair a flowy mini skirt with an oversized sweater – in the appropriate colors, of course! You can make this look bright and bold, or tone it down with pastel shades and lighter colors. So cute!  Shop: Oversized Striped Sweater, $30 and A-Line Mini Skirt, $12 If you’re tired of washing and wearing the same pair of denim jeans, try pairing a pink turtleneck sweater with overalls, or a pair of pink overalls and a long sleeve white top! This look is super cute and comfortable for running errands and grabbing coffee on Valentine’s Day! Just add a cute bag and some simple accessories.  Shop: Pink Flared Overalls, $62 or Cotton Denim Overalls, $128 A cardigan and jeans combo is already a sweet look, but if you add a pretty pop of Valentine’s Day color, it’s the perfect outfit for February 14th. Add some dainty gold jewelry and a cute hairdo for the day ahead.  Shop: Fuzzy Cropped Cardigan, $20 or Herringbone Stitch Cardigan, $64 A slip dress can be a little too spicy for a daytime look…but there’s an easy fix! Layer a tight tee in a coordinating color underneath the slip for added coverage. Throw on a matching blazer or denim jacket for colder Valentine’s Day activities. You can add sandals, sneakers, or boots to finish off the look. Shop: Satin & Lace Slip, $70 and Red Jane Blazer, $163 For an edgier daytime look, grab an oversized pink (or red!) sweater and a pair of leather pants. This outfit is easy to put together and looks adorable! A pair of black booties or your favorite sneakers are great shoe options for this look. If leather pants aren’t in your closet, you can easily swap for a good pair of black denim!  Shop: Vegan Leather 90s Straight Pant, $62 and Oversized Fuschia Turtleneck, $370 Need a super casual look for running errands on V Day? Any pink blouse or tee and your favorite pair of jeans are an instant option that is super cute and on theme! Throw on some sparkly accessories and a cute bag to finish it off. Shop: Long-Sleeve Puff Sleeve Top, $20 or The Who Graphic T-Shirt, $10 Valentine’s Day is the perfect excuse to wear your Ugg boots! For a sweet and soft look, pair a pink blazer or neutral colored coat with light-wash denim and your comfiest Uggs. Who said Valentine’s Day outfits couldn’t be comfortable?  Shop: Pink Lapel Suit Blazer, $100 or Pink Chunky Ribbed Knit Scarf, $30 A pink matching set paired with tall cream boots is an unexpected way to style your Valentine’s Day look! This outfit would be perfect for a Galentine's day party or brunch with your mom and sisters. Shop: Eliza Tweed Blazer, $385 and Sandra Tweed Skirt, $198 Sweater sets make every outfit combination easier! A knit tank and matching cardigan pair perfectly with a leather mini, especially with a pair of black ankle boots! Add some gold hoops and a matching handbag for an adorable outfit.  Shop: Asymmetrical Mini Skirt, $90 and Cable Knit Shrug Sweater And Tank Set, $58 A cozy pink sweater paired with a pink or neutral skirt is a great way to stay cozy while looking extra feminine for the 14th! Make sure to vary the textures and other details to make your look stand out. Shop: Pink Cropped Sweater, $48 or Eyelash Cardigan, $98 If you plan on meeting your girlfriends for brunch, need a cute teacher outfit, or simply need a longer dress style for a cold February day, then try a simple midi dress. Layer a pink (or red) jacket over the dress for that necessary pop of Valentine’s Day color! Shop: Black Knit Midi Dress, $45 and Cropped Jacket Pink, $30 Another easy and feminine look is a pair of light pink pants and a white blouse! Dainty details like puff sleeves, sweetheart necklines, and smocked fabrics are a great way to add a feminine touch to your Valentine’s Day look, while still being comfortable and cute! Shop: White Lace Blouse, $72 and Pink Slim Pants, $25 A red satin midi skirt paired with an oversized knit sweater is the perfect look for any activity you have planned for 2/14! You can wear this look to the office, to the mall, in the classroom, or to brunch. For a casual touch, swap the sandals for a pair of white sneakers.  Shop: Red Satin Midi Skirt, $30 and White Knit Sweater, $35 A girly top with pink and red details is an adorable option for a casual look! All the right colors paired with light-wash denim are feminine and sweet. Add pink sneakers or sandals to finish it off.  Shop: Floral Crochet Cami Top, $18 and High Rise Straight Denim, $128 If you plan on staying home or having a lowkey Valentine’s Day with friends, consider a matching pink set! Whether you opt for leggings or sweatpants, this look is cute and comfy for a cuddly day.  Shop: Super-Soft Lounge Set 2-Piece, $30 or Knitted Wide Leg Pants Lounge Set, $40 Another easy look is a pink button-down and jeans! You can wear the top open with a white tank underneath, or wear it slightly unbuttoned to change it up. Either way, add some accessories, and this outfit is a winner.  Shop: Pink Button Down Shirt, $13 or Poplin Big Shirt, $42 Tired of wearing jeans all winter long? Swap your usual denim for a denim skirt, as an added feminine touch on the day of love.  Shop: Denim Mini Skirt, $198 and Pink Chunky Ribbed Cardigan, $75 Good news. ladies – shacket season isn’t over! Throw on a pink shacket over your favorite yoga pants (I refuse to say flared leggings) and a pair of white sneakers. Instantly cute! Shop: Black High-Waisted Flare Pants, $30 and One Scout Jacket, $128 Trousers are the moment (according to Tiktok), so you should probably own a pair. A fun, bright shade of pink spices up your typical wardrobe, especially if you pair them with a graphic tee. Not for the office, but perfect for any casual activity you will be doing on Valentine's Day.  Shop: Maison Straight Leg Pant, $57 and Frida Graphic T-Shirt, $13 Layer up with a gray turtleneck and red knit cardigan for the coziest V Day vibes. Pair this sweater combo with a pair of medium-wash jeans and chunky boots for a perfect daytime look.  Shop: Button Front Crop Cardigan, $30 and Tissue Turtleneck, $30 For my California girls, this look is perfect for the 75ish-degree weather we have come to expect in the month of February. Light wash denim, a pink tank, a white button-down, and a baseball cap is the perfect casual outfit with a cute pop of pink! Shop: New York Yankees Baseball Hat, $29 and Vintage Essential Scoop Tank, $6 Take pink athleisure up a notch with a white (or pink!) tennis skirt and a pink crewneck! This look is extra comfy and sporty, and looks especially cute with a matching pair of sneakers.  Shop: White Tennis Skirt, $78 and Vintage Pink Sweatshirt, $30 The chunkier the sweater, the cozier the girl! Put away the oversized sweatshirts and tight long-sleeve tees, and wear a super chunky pink sweater or vibrant scarf this Valentine’s day! The feminine details on these looks are so cute.  Shop: Bradley Pullover, $128 or The Stockholm Scarf, $33 As Valentine’s Day rapidly approaches, make sure your wardrobe has the right pieces for a cute, feminine look. Happy Valentine’s Day!  Love Evie? Sign up for our newsletter and get curated content weekly! source https://4awesome.streamstorecloud.com/25-cute-and-casual-daytime-outfit-ideas-for-valentines-day-evie-magazine/?feed_id=36521&_unique_id=643dc420516d1

    Sunday, April 16, 2023

    Sportsman's Warehouse to open location in Lynchburg - WSLS 10

    See the complete list WEATHER ALERT Lauren Helkowski, Digital Content Producer Published: January 25, 2023, 11:44 AM Lauren Helkowski, Digital Content Producer LYNCHBURG, Va. – A new outdoor sporting goods store is making its way to the Hill City. Sportsman’s Warehouse will officially open its doors on Feb. 23. “Only eighty miles north of our current store in Roanoke, Virginia, residents of Lynchburg will now have easy access to one of the largest hunting and shooting assortment retailers in America,” said Jason Shriver, Sportsman’s Warehouse East Regional General Manager. “With the James River, numerous hunting preserves and Blue Ridge Mountains nearby, it made sense to take over and revamp the empty space from Dick’s Sporting Goods at Wards Crossing Center and fill the massive need for outdoor gear and accessories in this area.” The over 30,000-square-foot store will offer a variety of brands such as Hydro Flask, YETI, and Coleman. The new store, located at 4026 Wards Road Suite C., will host a Grand Opening Celebration from Thursday, Feb. 23 through Saturday, Feb. 25, starting at 9 a.m. The grand opening will feature a few perks for customers to enjoy, including: For more information on the Grand Opening Celebration, visit the location’s Facebook page or call (434) 439-7600.
    Copyright 2023 by WSLS 10 - All rights reserved. Lauren Helkowski joined WSLS 10’s digital team in August 2022, but has held a passion for storytelling long before. email Click here to take a moment and familiarize yourself with our Community Guidelines. If you need help with the Public File, call 540-512-1558. Copyright © 2023 WSLS.com is managed by Graham Digital and published by Graham Media Group, a division of Graham Holdings. source https://4awesome.streamstorecloud.com/sportsmans-warehouse-to-open-location-in-lynchburg-wsls-10/?feed_id=36509&_unique_id=643c72a8accce

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