Small Business Start Up Financing

[ad_1] The number one question I get asked as a small business start-up coach is: Where do I get start-up cash? I'm always glad when my clients ask me this question. If they are asking this question, it is a sure sign that they are serious about taking financial responsibility for start it. Not All Money Is the Same There are two types of start-up financing: debt and equity. Consider what type is right for you. Debt Financing is the use of borrowed money to finance a business. Any money you borrow is considered debt financing. Sources of debt financing loans are many and varied: banks, savings and loans, credit unions, commercial finance companies, and the U.S. Small Business Administration (SBA) are the most common. Loans from family and friends are also considered debt financing, even when there is no interest attached. Debt financing loans are relatively small and short in term and are awarded based on your guarantee of repayment from your personal assets and equity. Debt financing is often the financial strategy of choice for the start-up stage of businesses. Equity financing is any form of financing that is based on the equity of your business. In this type of financing, the financial institution provides money in return for a share of your business's profits. This essentially means that you will be selling a portion of your company in order to receive funds. Venture capitalist firms, business angels, and other professional equity funding firms are the standard sources for equity financing. Handled correctly, loans from friends and family could be considered a source of non-professional equity funding. Equity financing involves stock options, and is usually a larger, longer-term investment than debt financing. Because of this, equity financing is more often considered in the growth stage of businesses. 7 Main Sources of Funding for Small Business Start-ups 1. You Investors are more willing to invest in your start-up when they see that you have put your own money on the line. So the first place to look for money when starting up a business is your own pocket. Personal Assets According to the SBA, 57% of entrepreneurs dip into personal or family savings to pay for their company's launch. If you decide to use your own money, don't use it all. This will protect you from eating Ramen noodles for the rest of your life, give you great experience in borrowing money, and build your business credit. A Job There's no reason why you can't get an outside job to fund your start-up. In fact, most people do. This will ensure that there will never be a time when you are without money coming in and will help take most of the stress and risk out of starting up. Credit Cards If you are going to use plastic, shop around for the lowest interest rate available. 2. Friends and Family Money from friends and family is the most common source of non-professional funding for small business start-ups. Here, the biggest advantage is the same as the biggest disadvantage: You know these people. Unspoken needs and attachments to outcome may cause stress that would warrant steering away from this type of funding. 3. Angel Investors An angel investor is someone who invests in a business venture, providing capital for start-up or expansion. Angels are affluent individuals, often entrepreneurs themselves, who make high-risk investments with new companies for the hope of high rates of return on their money. They are often the first investors in a company, adding value through their contacts and expertise. Unlike venture capitalists, angels typically do not pool money in a professionally-managed fund. Rather, angel investors often organize themselves in angel networks or angel groups to share research and pool investment capital. 4. Business Partners There are two kinds of partners to consider for your business: silent and working. A silent partner is someone who contributes capital for a portion of the business, yet is generally not involved in the operation of the business. A working partner is someone who contributes not only capital for a portion of the business but also skills and labor in day-to-day operations. 5. Commercial Loans If you are launching a new business, chances are good that there will be a commercial bank loan somewhere in your future. However, most commercial loans go to small businesses that are already showing a profitable track record. Banks finance 12% of all small business start-ups, according to a recent SBA study. Banks consider financing individuals with a solid credit history, related entrepreneurial experience, and collateral (real estate and equipment). Banks require a formal business plan. They also take into consideration whether you are investing your own money in your start-up before giving you a loan. 6. Seed Funding Firms Seed funding firms, also called incubators, are designed to encourage entrepreneurship and nurture business ideas or new technologies to help them become attractive to venture capitalists. An incubator typically provides physical space and some or all of these services: meeting areas, office space, equipment, secretarial services, accounting services, research libraries, legal services, and technical services. Incubators involve a mix of advice, service and support to help new businesses develop and grow. 7. Venture Capital Funds Venture capital is a type of private equity funding typically provided to new growth businesses by professional, institutionally backed outside investors. Venture capitalist firms are actual companies. However, they invest other people's money and much larger amounts of it (several million dollars) than seed funding firms. This type of equity investment usually is best suited for rapidly growing companies that require a lot of capital or start-up companies with a strong business plan. [ad_2] Source by Susan L Reid https://4awesome.streamstorecloud.com/small-business-start-up-financing/?feed_id=38196&_unique_id=64d125c59b867

An Introduction to Home Kitchen Appliances

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In order to make life a whole lot easier, kitchen appliances were invented and developed in order to make food preparation and cooking fast and efficient. Over the last 50 years, a lot of major changes have been made to the most commonly used appliances in the kitchen. Furthermore, labor saving kitchen appliances have been brought about by the introduction of electricity.

Typically, the most familiar equipments that you can find in a kitchen are refrigerators and cabinets for food storage, a sink for dishwashing and cleaning food, and, of course, a stove for cooking.

For centuries, kitchens have been present in each and every household, whether big or small. Servants used to do most of the kitchen work in the past, especially in the homes of affluent families. However, housewives ended up doing most of the culinary tasks in the kitchen after the civil war period since most people don't have servants anymore. And because of this, majority of the kitchen appliance were invented to help in carrying out the job at a lesser time and with greater ease.

Choosing kitchen appliances can be a little overwhelming. There are both large appliances and there are also small ones. So it is necessary to plan your kitchen first before making any purchases so as to avoid going over the top. This will also prevent your kitchen from being cluttered with appliances that you might not even use at all. In that way, you can also avoid wasting money buying things that you don't need.

Another important consideration is the amount of time you are going to use a certain kitchen appliance. If you rarely have guests and you live on your own, buying a double oven cooker is not really a wise decision. It will just sit around the corner of your kitchen. So it would be better to purchase a smaller cooker instead and save a sizable amount of money.

You also have to consider the brand, size and style. You have to assess the available kitchen space and imagine how your kitchen would look like with the presence of your chosen appliances. Try to find something that would fit your kitchen and suit your cooking needs.

Before any kitchen appliances were developed, inventors and manufacturers were aiming to provide convenience. Users can save time and effort with almost all of the kitchen appliances available today. Because of the demands of modern society, households would truly appreciate the help that they can get from modern appliances because time is not a luxury that everyone can afford.

In terms of food safety, kitchen appliances can also fulfill this requirement. The quality and freshness of foods can be preserved with the help of large kitchen appliances like refrigerators and freezers. Also, one can cook at reliably hot and sufficient temperatures with the help of modern day stoves.

The development of kitchen appliances is endless with the acceptance of the public and with creative minds formulating technological advancements. Around the globe, people are always looking forward to new things that will help them have a more hassle-free time in the kitchen.

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Source by Stuart Max

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Small Business Venture Capital Strategies

[ad_1] When launching a new small business, often the entrepreneur will consider venture capital as a source of funding. Here are 3 tips to ensure that venture capital funding can be secured when sending out your business plan:

1. Send your business plan to the right people
Venture capitalists tend to specialize in certain kinds of businesses. Some will specialize by industry, only investing in new energy companies, for instance, while others look for a certain size of company to invest in. It is worth doing the research to determine who the venture capital backers are for your industry, before you start sending out your business plan. Venture capitalists who are not specific to your industry can provide recommendations to make your plan more appealing to other venture capitalists. However, it would naturally be a mistake to send your plan to potential investors who will not even consider it.
2. Make sure your business has the potential to be profitable enough
Most venture capitalists look for a return of about 5-10 times their initial investment. For example, an investment in a company of $2 million should yield a return of $14-20 million after about five years. To satisfy these requirements, it is generally necessary to have a business which has the potential for a high rate of return on the amount invested. If the rate of return can reasonably be expected to be lower, such as for a clothing retailer, then it is probably better to look for an alternate source of funding, such as an investment or commercial bank.
3. Remember to include an exit strategy for your investor
Venture capitalists generally do not want to be involved with a new venture for an indefinite period of time. Most will plan to leave the new venture after about five years, so you should offer a clear explanation of how this may be achieved. There can be a variety of reasons for this; some venture capital managers require that the holdings periodically be sold off to acquire other offerings. Nonetheless, by demonstrating that you understand the limited time frame for many venture capitalists, you automatically make your plan more appealing than those which do not.

In summary, by sending your business plan to the right people, by recognizing what rate of return is necessary for venture capitalist involvement, and by including an exit strategy, you can improve your odds of securing venture capital funding for a new and growing business. [ad_2] Source by Marc Mays https://4awesome.streamstorecloud.com/small-business-venture-capital-strategies/?feed_id=37982&_unique_id=64bd8265a3a31

Writing Stand Up Comedy - Point of View

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When writing stand up comedy, consider the point of view you use in your stand up act. Comedy writers who use different characters are completely into the character point of view and comedians who use observations use the narrator point of view. However, most comics tend to use a variety of all three points of view.

The following exercise can improve your success at writing stand up comedy because you will learn to utilize the three points of view through four different stages. In stage one, you will be you as yourself in an argument. In stage two, you will become the other person using the you as other character point of view in the argument. In stage three, you will argue back and forth between the other character and you. In stage four, you will use all three points of view for writing stand up comedy. In particular, you will use yourself as the narrator to set the scene and make remarks throughout while the you and other characters point of views are arguing back and forth.

As a setup for this exercise, here are some guidelines to follow:

• You must create an argument between you and another adult.

• The other adult needs to be someone you can personify because you will only be this other adult in stage two.

• You must argue standing face to face.

• Multiple problems need to be included so that the argument will last for three to four minutes.

To help ensure the success of this exercise and writing stand up comedy, base this argument on a real argument that you have had. You do not need to reenact the exact argument, rather use it as a beginning point to get you started. Have fun and let the argument become whatever you want it to. You can even use this as an opportunity to say all those things that you wish you had said before.

Just as a caution, try not to use a recent argument or one that is close to your heart. This exercise is meant as a tool for learning and writing stand up comedy, not to analyze your life.

Using these guidelines, choose your argument. Now that you have chosen your argument and understand the different roles, you can get started with the exercise. One more thing; you may want to have a pencil and paper handy for notes. Successfully writing stand up comedy depends on many factors and choosing an effective point of view is a crucial consideration.

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Source by John Halas

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Smart Entrepreneurs Wear Six Hats

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Entrepreneurs are necessarily optimistic. You need to be, it allows you to see the possibilities around you and act on them.

However, the downside is that your emotional attachment can blind you to problems that are otherwise obvious to someone who is not as personally invested in the project.

This is why smart entrepreneurs learn to wear six hats: six "Thinking Hats". Originally defined by psychologist Edward DeBono, the Six Thinking Hats are a structured creativity tool to help you look at a situation from different perspectives, to solve a problem or to foresee and minimize risks before they turn into problems.

When you "wear" a specific color hat, it gives you permission to look at your problem is a specific way:

• White Hat: Analytical - What does the data say? Look at the available data, both quantitative and qualitative. What are past trends? What can you extrapolate? Where is the evidence to support your assumptions? Where do you need more data?
• Red Hat: Emotional - How do you feel about this? Access your intuition, gut reaction, emotion. Talk about your feelings about the situation, where you feel good and not as good. How would others feel about this?
• Black Hat: Pessimist - What could go wrong? Think cautiously, defensively, why it might not work. Poke holes in the idea, look for the weak spots, all with the intention to identify what needs to be addressed in order to overcome any problems.
• Yellow Hat: Optimist - What if all goes right? Think optimistically, positively. Imagine all the opportunities, the benefits, the advantages. Reach for the stars!
• Green Hat: Creative - How can we make this better? Use your creative juices to think "out of the box". Explore weird tangents, unexpected synergies, make it into a "purple cow" (something remarkable that stands out from the crowd).
• Blue Hat: Process - What do we need to do now? Direct the process of creativity so avoid getting stuck. When in "Blue Hat" mode, step back from the problem and consider if you are giving all of the other hats equal time.

Entrepreneurs seem to do quite well with the Yellow, Red and Green Hat approaches to thinking about an idea. There is more resistance to the White Hat (analytical) and definitely a big block around Black Hat thinking. Could this be because the Analytical and Pessimist are associated with external control?

There is nothing to fear from the Black Hat - it can be your best friend. Wearing the Black Hat gets you out of cheerleader mode and forces you to examine your assumptions up close. From personal experience, I know that when a project backfires, the failure can be traced back to an assumption that was not properly tested. Black Hat thinking gives your project real traction by foreseeing the difficulties and encouraging defensive planning. This makes the plan more resilient and improves the probability of success.

As you explore wearing the various Hats, put on the Blue Hat (Process) from time to time to see if you are considering all the perspectives of your project. Note that the purpose of this thinking exercise is not to assign fault or blame. The mindset of every Hat is to make sure the project succeeds.

It is great fun to dream big and to reach for the stars. But if you want to make any progress, you need to keep your feet on the ground. Practice wearing the Six Thinking Hats as you plan and execute your business project. This mindset will give you the traction to power your project towards real and enduring results.

[ad_2] Source by Davender Gupta

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Podcasting Software - 10 Essential Tips

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Podcasting has come a long way from its birth in 2003. In a little less than a year after that, Podcasting had become very popular around the world, with more and more information available to everyone. Now, you can hardly find a single person who hasn't at least heard of the word podcast.

More than just looking for podcasts and listening to them, the interesting thing to do for many is to create their own podcasts. There is definitely no lack for information on how to make your own podcast. Podcasting is really quite simple - all you need is you and your material and the right podcasting software. There is a plethora of podcasting software to be found on the internet. Here are some important tips to remember when choosing the one for you.

First you have to get an audio recorder. There are a lot of audio recorders out there. What you need to look for is software that records quality audio. Of course, you have to make sure it runs with your operating system.

Then find a good audio editor. Recordings always need to be edited in order to present the best quality podcast. Some software combine recording and editing features. These kinds of software will make it easier for you.

In choosing your recording and editing software, take note of its output format. Generally, the MP3 format gives you the best compatibility for audio while MPEG is best for video. If the software you choose does not create these types of files, you can make use of conversion software. It is important for your conversion software to be able to compress your file to a manageable size. Smaller file sizes are easier to upload and download.

Before you publish your podcast, make use of playback software. You will be able to listen to your podcast just as subscribers will. This will ensure the quality of your final product.

In choosing podcasting software, you should also check if it creates RSS feeds. Podcasts are found and downloaded by users through RSS feeds. Without this capability, you would have to find your own RSS feed creator.

Perhaps one of the best ways to promote your podcast would be through iTunes. Thus it would be a great plus if your podcasting software created valid iTunes feeds. This way, your podcast would have maximum exposure. More listeners will be able to access your podcast. More potential listeners will find out about your podcast.

In order to upload your podcast, you need a file transfer program. There are certain podcasting software that automatically include this feature. It is beneficial for you to use software offering such functionality.

Without promotion, you might as well publish your podcast. Software that allows listing in podcast directories gives you an edge. Most podcast listeners look for new podcasts in the numerous directories online. Do not allow your podcast to remain unnoticed by missing out on the directories.

The idea of podcasts is to create a series. Updates to your series are part of podcasting. Choose software that will alert multiple directories for updates. This way, you won't have to manually alert each directory you are listed in.

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Source by Philip Nicosia

Podcasting Equipment

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Data Analytics Certification: Your Key to Building a Successful Career As a Data Analyst

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WHY SHOULD ONE PURSUE A DATA ANALYTICS CERTIFICATION COURSE?

Today's world is described as data-driven since gigantic amounts of data are being generated on a regular basis across various industries. In the current, highly-competitive scenario, access to it is fundamental for the businesses to have appropriately leveraged information that will give a competitive edge over others. For handling the enormous amount, there is an unprecedented demand for skilled professionals. You can discover how to extract worthwhile information from it and to enhance the ROI of a business by taking up a wide range of analytics certification courses.

The direction that the corporate world is taking today has made IT experts indispensable and the need is for current market leaders to be skilled in how to collect, organize, analyze and interpret data and how to transform it into valuable insights.

BENEFITS OF ANALYTICS CERTIFICATION COURSES

Certification is the best method to make a switch to a happening career. Certifications are regarded as proof of competency and expertise that you have gained and they are a trustworthy, accepted standard in this hi-tech world. Certifications are speedy and realistic "crash courses" to gain the necessary expertise as compared to acquiring an advanced diploma or a degree.

Undergoing analytics certification courses can assist you to expand your job prospects and to advance in your career. This certification is not only beneficial for the short term but provides long-term benefits. After learning the ropes of big data and analytics, it will help you make a financially productive career switch.

The best part of undergoing analytics certification is that it is applicable across each and every sector of the industry since all sectors have awakened to the need for adopting big data methodologies and techniques. These courses are also available on-line so now you can learn while you earn, expand your career and boost your job prospects.

PREFERRED CERTIFICATION COURSES

The following certifications mentioned are the topmost data analytics certifications preferred:

1) CCA Data Analyst

2) CCA Spark and Hadoop Developer

3) CCP: Data Engineer

4) Certified Analytics Professional

5) SAS Certified Big Data Professional

6) SAS Certified Data Scientist

7) IBM Certified Data Architect

8) IBM Certified Data Engineer

9) CCA Administrator

10) MCSE: Data Management and Analytics

WHO SHOULD DO THESE COURSES?

Pursuing a certification course associated with data analytics has become vital for those who want to advance their career in the field of big data and analytics. One must have the expertise and passion to deal with numbers, as working with enormous amounts of data is an extremely complex task; it is almost equivalent to solving a mystery with the help of evidence at hand. Data Analytics professionals use the data to conduct data mining, discover relationships between diverse types of data, test previous decisions and make predictions.

Choose a certification course that suits your career aspirations. There are innumerable career paths available after undergoing data analytics certification such as Data analyst, Data Scientist, Data Architect, Data Administrator etc.

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Source by Shalini Madhav

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Micro Entrepreneurs

[ad_1] Micro entrepreneurs are the owners of small businesses that have fewer than five employees and have startup costs of less than $35,000 and annual revenue of less than $100,000. There are nearly 21.5 million micro entrepreneurs in the U.S. Examples of micro entrepreneurs are owners of bakeries, beauty parlors, child care facilities, repair shops, arts and crafts shops, painting businesses, contracting businesses, family-owned shops, auto body shops, small-scale restaurants, and small-inventory trading businesses. Micro entrepreneurs face many hurdles in getting startup financing, and they sometimes lack the skills necessary to manage the financial aspect of their business. As a result, many micro entrepreneurs cannot grow and develop their business beyond a micro enterprise. Various micro enterprise development programs have helped micro entrepreneurs achieve great success and growth. These micro enterprise development programs have immensely helped micro entrepreneurs who lack collateral needed to secure a loan or those who have low or no credit by providing them with training, support, help in developing a solid business plan, and assistance in building their businesses. Successful micro entrepreneurs have contributed much to society by creating wealth, economic assets, and jobs. How To Become A Micro Entrepreneur It is essential to study the market thoroughly and understand that market's customers before deciding on the type and kind of product or service to be offered. Here are some suggestions: Work out a sound business plan by doing extensive research and seeking help from the various micro enterprise development programs. Make arrangements for the startup capital by using savings, opting for a micro loan program, or applying for a grant. Do extensive market research, get the necessary training and skills required, and learn how to use technology to help run your business easily. Study the competition and analyze how you can better them. Get a good retail space to run your business as well as decide on the price, making sure it is right and has a profit margin; decide how to utilize the profit, whether you want to save it or reinvest and expand your micro business. Make sure that the quality of the product is never compromised and that your customers are happy, ensuring customer retention. Assistance for Micro Entrepreneurs Micro entrepreneurs in the U.S. are in need of training and skill development workshops as well as help in utilizing technology to help run their business. Some micro entrepreneurs need access to easily available funds for startup and growth. In order to encourage more people to become micro entrepreneurs, state, federal, and private sectors should make available ample funding for such enterprises. With a little effort, you can find firms that sell their services as well as products to help run successful businesses. You can even seek professional help to arrange business credit for micro enterprises. [ad_2] Source by Alexander Gordon https://4awesome.streamstorecloud.com/micro-entrepreneurs/?feed_id=37247&_unique_id=6480d6a7eace0

How to Start a Profitable Home Improvement Referral Service

[ad_1] Home improvement referral services are cropping up from New York to California. They are taking the time to do the legwork to find reputable and reliable contractors and these businesses are reaping profits from good work. It really doesn't take much to start. A home improvement referral service business takes only a little money and not more time than a regular 40 hour a week job. They can actually start making money within the first year of business. The first thing to consider is what types of home improvement businesses your will refer. This can include gutter cleaning and replacement, remodeling, building additions, fencing, lawn maintenance, and many others. Remember, all though you may like to paint a client may not like it or have the time. Therefore, no business should be overlooked. Once you have an idea of the types of contractors for your referral service business, you will need to call the local, county, and state government offices. Get the regulations and requirements regarding licensing, bonding, business registry, and insurance for each type of contractor. This is the first step to building your list. Any contractor that does not meet government regulations should not be on your referral list. By knowing these requirements and using them, your home improvement referral business will gain credibility with your clients. They will know that if the contractor doesn't meet these requirements, they will not be on your list. It makes the client feel more sure the job will be completed professionally and correctly. Another way to ensure creditability of your referral service business is to only look at contractors that are recommended by their past happy customers. But this is not the end of the screening process. Recommendations are not enough. Once a contractor is recommended to your home improvement referral business, you need to check out his or her service. Talk to them, explaining your referral service business. Many contractors will give you the needed information happily. Ask to see their licenses, bonding information, and insurance to ensure they are current and up to date. Ask for a list of services they provide and the cost for these services. Finally ask for references you may speak to. Now you have gotten your contractor referral list started. While working on creating this list, you should have started thinking about a name for your referral service business, advertising, office area, office equipment, and ordered a phone line for the business. You may want to use a computer right away, but an index card or file system could work just as well and for a fraction of the cost, until your company grows. Keep in mind that as your company grows, the office space, office equipment, and referral list system will probably need to become computerized to save time and money. Since your referral business is going to begin locally, check with local newspapers and periodicals to see if they would be interested in doing an article about your business. Make some flyers and ask local hardware stores if you could leave some there to advertise your service. You may also want to send letters to realtors announcing your business, they can be great advertisers for you. Make your services free to the people calling into your business looking for referrals. Many home improvement referral businesses charge the contractor anywhere from 6% to 15% depending on the size of the project. You put the customers in touch with the contractor, and upon completion of the project, the contractor pays you a fee. Advertise that no contractors pay you to get onto your referral list. If clients or contractors ask how they get on the list, explain to them the only way for a contractor to get on the list is for a customer to recommend them. You may want to explain the whole screening process to let the person know the exact qualifications the contractors need to have before being accepted. A referral service business can expand easily and rapidly. Once your business starts to grow, create a business plan to set goals. Decide how much you want to expand and consider starting franchises in other locations or expanding the list to include contractors that were not included originally. This is your home improvement referral service business and you can take it wherever you want. [ad_2] Source by Randy Wilson https://1home.streamstorecloud.com/how-to-start-a-profitable-home-improvement-referral-service/?feed_id=37065&_unique_id=646e5ffa9c266

Benefits of Working in the Skilled Trades

[ad_1] How useful is university education? The answer is simple, it is highly subjective. For most people it is just a degree that adorns their ego. For others it's a necessity. For another segment of people, it unnecessary and does not yield any positive results. With the population on a rise, getting a job becomes difficult for everyone, no matter what your education happens to be, jobs are scarce all across the world and field of interest. This is when a job in trades can save your day. The various advantages of being a skilled tradesman are: 1. Appreciation of skills: No matter how advanced the world gets, there always an appreciation for skilled labour. With increasing demand for skilled workers, the wage paid is also rising steadily. Skills are of interest in various industries like carpentry, plumbing etc. So, the very first advantage is that your skills are valued and you get paid for that. You might want to know what the best tradesman jobs are; the options are wide ranged starting with carpenters, tillers, to medical assistants and aviation technicians. 2. Early earning: You start earning early. It is often difficult for parents to bear your expenses after a certain period of time. Also, these days it is a trend to spend on luxury items. Neither can parents afford it, nor do they want to. Working as a skilled tradesman will help you earn your own money for a living or for that expensive video game, at an early age. You do not to plead for money, you can work, gain experience and earn. Isn't that wonderful? 3. Career first: Bearing expenses for further education is not a convenient option for many. Whether you to study or not, a job in skilled trades is going to help you both way. If you work as an apprentice, part-time, you can earn money and save it up for further education. If not, you can start a career in trades by ditching the unnecessary waste of both time and money behind further education and earn a living. 4. Job satisfaction - If creativity is your passion, working on trades can certainly give you peace of mind and money both. In this field you will find the best use for your skills. You will be respected for your skills and at the same time, you'll earn money. Indulging in your skills can make you more passionate and help you feel better. This is the key to job satisfaction. 5. No boredom: Another benefit is that, you'll never get bored. There's always a different option if one doesn't fit you. The world changing its necessities every day, a new trade is being planted on a regular basis. So for all those fickle minded people, trades are where you can belong. It'll never bore you. If you want to know about the best tradesman jobs, you'll be happy to hear these options -tilers, boiler makers, construction equipment operators, marine mechanics and lots more. To conclude with, a skilled tradesman is of great value to the society and country in general. There might not be the so-called 'job security ', but job satisfaction is guaranteed. In addition to money, it provides you with experience and exposure that will help you propel yourself towards your goals and dreams. [ad_2] Source by Mark Trescothic https://4awesome.streamstorecloud.com/benefits-of-working-in-the-skilled-trades/?feed_id=37026&_unique_id=646cc3890693e

How Car Mechanics Use Technology

[ad_1] Do you know why it's important to find a good mechanic or a good repair shop to repair your car? The reason: it could save you hundreds of dollars in parts and labor! When we say a "good mechanic" or a "good repair shop", we're referring to mechanics who are equipped with the latest technology. You don't want to entrust your car to a shop with outdated machinery and equipment because it will take longer to arrive at a diagnosis. And the longer a mechanic takes to make a diagnosis, the larger your bill for labor! Remember that car mechanics charge by the hour. Car repairs can cover any one or a combination of the following (note that this is not a complete repair list). • Air conditioning checks • Air bag checks • Electrical wiring • Cables • Clutch service and repair • Transmission repair • Wheel Alignment • Suspension • Brakes • Heating system • Oil and lubrication • Battery • Power windows Much of the troubleshooting that mechanics use to diagnose a problem is facilitated by car repair technology. Ever noticed how some lights on your panel come on when something's wrong? In most cases, an experienced mechanic will know immediately what the problem is, but there are instances where it will take sophisticated technology to lead to an accurate diagnosis. Sophisticated technology comes in many forms and one popular one is troubleshooting software. Companies like Auto Tech have a software program that car owners can use to find out what is ailing their vehicle. Most car owners who were cynical about software programs before should seriously consider purchasing a reliable car troubleshooting software program. For instance, some programs start out by asking you to input your car make and model number, the year of the car and what kinds of equipment it has. The software features a large database of information about all cars in the market and a car owner simply follows the steps when prompted. It employs what the industry calls a "tree diagnosis" where logical steps take you through the entire diagnosis process. After you've keyed in your car's profile, you use the drop down menu to choose the symptoms that your car is exhibiting. For instance, if you choose "squealing brakes", the program mimics the squealing of brakes and if that's the sound you hear, you confirm it and the program recommends a series of steps. You may not really want to use a troubleshooting software, but imagine how much time and money you could save if you spoke to the mechanic intelligently, letting him know that you're in the know. Students who are studying towards certification buy certain tools of the trade. A couple of examples are Snap On and Mac Tools. These two are the most popular in the United States and Canada. Mechanics now have a wide range of technology tools to help them understand car problems better: digital multimeters (electronic measuring), boroscopes (testing heat exchangers), fuel diagnostic testers (testing and balancing fuel injectors) and other such new technologies. New car mechanic technologies help shorten the learning curve and speed up diagnosis so that the car owner isn't saddled with too many labor hours. [ad_2] Source by Max Kalles https://4awesome.streamstorecloud.com/how-car-mechanics-use-technology/?feed_id=37004&_unique_id=646a2e26c87db

Top 10 Small Business Bookkeeping Tips

[ad_1] These small business bookkeeping tips will help you get your books up to date and keep them that way in less time. They'll help you maintain financial control, and help you manage your working capital more effectively and securely.

1. Before you contemplate recording any transactions in your ledgers, organize your paperwork in your files according to these bookkeeping basics. It will save you time, and time is money.
2. Work out how much you earn in your business per hour. If the answer is more than what it will cost to hire a professional bookkeeper, then hire one. If not, then do the transaction processing yourself. Get a tax accountant to do your year end filing so you don't have to keep up with arbitrary government rule making, and miss out on tax allowances.
3. When you've got your paperwork in order then consider how you're going to record your transactions. This could be in a traditional hand written ledger, or more likely using software. Understand your bookkeeping software requirements before you buy anything to prevent dissatisfaction.
4. If you don't have much money for investing in financial software, then consider using open source accounting software.This can be obtained for little or no cost. Click the link above to learn the advantages and disadvantages of using open source.
5. After you've decided what you're going to record your transactions in then follow these basic bookkeeping tips to make sure you record your transactions in the most efficient manner possible.
6. Make sure all cash is accounted for by performing a bank reconciliation. Ensure the transactions that are recorded on your bank statements are recorded in your books, and the balance on your statement is in agreement with that in your books. Make sure that you know the amount of any uncleared and unpresented checks (cheques) which will explain any actual difference between the statement and the account on your ledger.
7. Likewise, make sure all petty cash is accounted for by counting the cash in your cash box and agreeing it to your cash book.
8. Perform routine counts on items you carry in stock, and ensure that what is recorded in your books agrees with the quantity you have on the shelf. This is an area where strict control pays dividends as unexplainable differences often occur usually due to sales 'samples', spoilage, quality defects, returns etc. This is an important area to get right as any differences will have to be reflected in the financial statements and usually affect the profit line directly.
9. Keep a Fixed Assets register. While not a ledger in your books as such, a fixed assets register is essential to keep track of essential business equipment. This means the cost, the location the depreciation, the purchase date and the remaining life. The value of these assets are carried in your balance sheet. It can be surprising how, as you grow, things you thought you had have gone! Especially small high value technology.
10. Follow these small business bookkeeping tips, but don't forget to use the information kept within your books intelligently. Working capital management is how you manage your daily, weekly, and monthly cash, debtors, supplier payments and inventory/stock control to keep you in business, and really make a difference to the bottom line (the profit line) of your business.

[ad_2] Source by PJ Germain https://4awesome.streamstorecloud.com/top-10-small-business-bookkeeping-tips/?feed_id=36992&_unique_id=646a29a9c0bb7

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