Showing posts with label ProductsandServices. Show all posts
Showing posts with label ProductsandServices. Show all posts

Monday, August 7, 2023

Small Business Start Up Financing

[ad_1] The number one question I get asked as a small business start-up coach is: Where do I get start-up cash? I'm always glad when my clients ask me this question. If they are asking this question, it is a sure sign that they are serious about taking financial responsibility for start it. Not All Money Is the Same There are two types of start-up financing: debt and equity. Consider what type is right for you. Debt Financing is the use of borrowed money to finance a business. Any money you borrow is considered debt financing. Sources of debt financing loans are many and varied: banks, savings and loans, credit unions, commercial finance companies, and the U.S. Small Business Administration (SBA) are the most common. Loans from family and friends are also considered debt financing, even when there is no interest attached. Debt financing loans are relatively small and short in term and are awarded based on your guarantee of repayment from your personal assets and equity. Debt financing is often the financial strategy of choice for the start-up stage of businesses. Equity financing is any form of financing that is based on the equity of your business. In this type of financing, the financial institution provides money in return for a share of your business's profits. This essentially means that you will be selling a portion of your company in order to receive funds. Venture capitalist firms, business angels, and other professional equity funding firms are the standard sources for equity financing. Handled correctly, loans from friends and family could be considered a source of non-professional equity funding. Equity financing involves stock options, and is usually a larger, longer-term investment than debt financing. Because of this, equity financing is more often considered in the growth stage of businesses. 7 Main Sources of Funding for Small Business Start-ups 1. You Investors are more willing to invest in your start-up when they see that you have put your own money on the line. So the first place to look for money when starting up a business is your own pocket. Personal Assets According to the SBA, 57% of entrepreneurs dip into personal or family savings to pay for their company's launch. If you decide to use your own money, don't use it all. This will protect you from eating Ramen noodles for the rest of your life, give you great experience in borrowing money, and build your business credit. A Job There's no reason why you can't get an outside job to fund your start-up. In fact, most people do. This will ensure that there will never be a time when you are without money coming in and will help take most of the stress and risk out of starting up. Credit Cards If you are going to use plastic, shop around for the lowest interest rate available. 2. Friends and Family Money from friends and family is the most common source of non-professional funding for small business start-ups. Here, the biggest advantage is the same as the biggest disadvantage: You know these people. Unspoken needs and attachments to outcome may cause stress that would warrant steering away from this type of funding. 3. Angel Investors An angel investor is someone who invests in a business venture, providing capital for start-up or expansion. Angels are affluent individuals, often entrepreneurs themselves, who make high-risk investments with new companies for the hope of high rates of return on their money. They are often the first investors in a company, adding value through their contacts and expertise. Unlike venture capitalists, angels typically do not pool money in a professionally-managed fund. Rather, angel investors often organize themselves in angel networks or angel groups to share research and pool investment capital. 4. Business Partners There are two kinds of partners to consider for your business: silent and working. A silent partner is someone who contributes capital for a portion of the business, yet is generally not involved in the operation of the business. A working partner is someone who contributes not only capital for a portion of the business but also skills and labor in day-to-day operations. 5. Commercial Loans If you are launching a new business, chances are good that there will be a commercial bank loan somewhere in your future. However, most commercial loans go to small businesses that are already showing a profitable track record. Banks finance 12% of all small business start-ups, according to a recent SBA study. Banks consider financing individuals with a solid credit history, related entrepreneurial experience, and collateral (real estate and equipment). Banks require a formal business plan. They also take into consideration whether you are investing your own money in your start-up before giving you a loan. 6. Seed Funding Firms Seed funding firms, also called incubators, are designed to encourage entrepreneurship and nurture business ideas or new technologies to help them become attractive to venture capitalists. An incubator typically provides physical space and some or all of these services: meeting areas, office space, equipment, secretarial services, accounting services, research libraries, legal services, and technical services. Incubators involve a mix of advice, service and support to help new businesses develop and grow. 7. Venture Capital Funds Venture capital is a type of private equity funding typically provided to new growth businesses by professional, institutionally backed outside investors. Venture capitalist firms are actual companies. However, they invest other people's money and much larger amounts of it (several million dollars) than seed funding firms. This type of equity investment usually is best suited for rapidly growing companies that require a lot of capital or start-up companies with a strong business plan. [ad_2] Source by Susan L Reid https://4awesome.streamstorecloud.com/small-business-start-up-financing/?feed_id=38196&_unique_id=64d125c59b867

Sunday, August 6, 2023

An Introduction to Home Kitchen Appliances

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In order to make life a whole lot easier, kitchen appliances were invented and developed in order to make food preparation and cooking fast and efficient. Over the last 50 years, a lot of major changes have been made to the most commonly used appliances in the kitchen. Furthermore, labor saving kitchen appliances have been brought about by the introduction of electricity.

Typically, the most familiar equipments that you can find in a kitchen are refrigerators and cabinets for food storage, a sink for dishwashing and cleaning food, and, of course, a stove for cooking.

For centuries, kitchens have been present in each and every household, whether big or small. Servants used to do most of the kitchen work in the past, especially in the homes of affluent families. However, housewives ended up doing most of the culinary tasks in the kitchen after the civil war period since most people don't have servants anymore. And because of this, majority of the kitchen appliance were invented to help in carrying out the job at a lesser time and with greater ease.

Choosing kitchen appliances can be a little overwhelming. There are both large appliances and there are also small ones. So it is necessary to plan your kitchen first before making any purchases so as to avoid going over the top. This will also prevent your kitchen from being cluttered with appliances that you might not even use at all. In that way, you can also avoid wasting money buying things that you don't need.

Another important consideration is the amount of time you are going to use a certain kitchen appliance. If you rarely have guests and you live on your own, buying a double oven cooker is not really a wise decision. It will just sit around the corner of your kitchen. So it would be better to purchase a smaller cooker instead and save a sizable amount of money.

You also have to consider the brand, size and style. You have to assess the available kitchen space and imagine how your kitchen would look like with the presence of your chosen appliances. Try to find something that would fit your kitchen and suit your cooking needs.

Before any kitchen appliances were developed, inventors and manufacturers were aiming to provide convenience. Users can save time and effort with almost all of the kitchen appliances available today. Because of the demands of modern society, households would truly appreciate the help that they can get from modern appliances because time is not a luxury that everyone can afford.

In terms of food safety, kitchen appliances can also fulfill this requirement. The quality and freshness of foods can be preserved with the help of large kitchen appliances like refrigerators and freezers. Also, one can cook at reliably hot and sufficient temperatures with the help of modern day stoves.

The development of kitchen appliances is endless with the acceptance of the public and with creative minds formulating technological advancements. Around the globe, people are always looking forward to new things that will help them have a more hassle-free time in the kitchen.

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Source by Stuart Max

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Wednesday, March 1, 2023

TSA KIDS-Traveling with your electronics | Transportation Security Administration - Transportation Security Administration

An official website of the United States government
Here’s how you know
The .gov means it’s official.
Federal government websites often end in .gov or .mil. Before sharing sensitive information, make sure you’re on a federal government site.
The site is secure.
The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely.
Hey kids! Do you want to know if you can bring your favorite toys and electronics on your next trip? Join TSA Kids to find out and become an airport security power -player. Stay on top of your game and check out these travel tips!

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Monday, February 27, 2023

Epoch Booklist: Recommended Reading for Jan. 13–19 - The Epoch Times

This week, we feature the first novel of an iconic fictional spy and a fascinating analysis of the world economy’s most indispensable inventions.
Epoch Times PhotoEpoch Times Photo
‘Casino Royale’
By Ian Fleming
Ian Fleming was a British intelligence officer during World War II and transferred his experiences, although obviously embellished, to pen and paper. “Casino Royale” launched the most iconic fictional spy in literary history and is arguably his best Bond book.
Thomas & Mercer Reprint Edition, 2012, 188 pages
Epoch Times PhotoEpoch Times Photo
‘Shane’
By Jack Schaefer
Among the novels set in the Old West, “Shane” is considered a classic. The stoic Shane drifts into the lives of the Starrett family, works as a hired hand on their homestead, and eventually must revert to his violent past to help his employer and other homesteaders take a stand against the rancher set on driving them away. The novel is also the coming-of-age story of 11-year-old Bob Starrett, the narrator who idolizes Shane and then gradually begins to understand him. A great read for teens and adults.
Clarion Books, 2014, 176 pages
Epoch Times PhotoEpoch Times Photo
‘Fifty Inventions That Shaped the Modern Economy’
By Tim Harford
Today’s economy has many moving parts, and often people are unaware these parts exist. This book examines some of the most important factors in today’s global economy. It contains 50 five-page essays about items Harford feels are the most indispensable to the modern economy. Some, such as the plow, are ancient; others, such as the iPhone, are from the 21st century. All are important. This book reveals some inventions that might be unknown to most readers. It’s a delightful, insightful read.
Riverhead Books, 2017, 336 pages
Epoch Times PhotoEpoch Times Photo
‘Churchill’s American Arsenal: The Partnership Behind the Innovations that Won World War Two’
By Larrie D. Ferreiro
During World War II, the United States and Great Britain forged a unique collaborative association, working together on virtually every important war-winning technology—with inventions primarily by the British but built by Americans. It led Winston Churchill to speak of a special relationship between the nations. A rare book, it shows an unexpected side to World War II’s industrial history and how it still affects technology growth.
Oxford University Press, 2022, 432 pages
Epoch Times PhotoEpoch Times Photo
‘Forest Walking’
By Peter Wohlleben and Jane Billinghurst
German forester and author of the best-selling book “The Hidden Life of Trees” Wohlleben offers new paths into further forest discoveries. Awaken all your senses as you explore behind the bark of trees and beneath the layers of fine twigs on the ground. Learn more about what a walk in the woods can do for body and spirit.
Greystone Books Ltd, 2022, 240 pages
Epoch Times PhotoEpoch Times Photo
‘Christianity for Modern Pagans: Pascal’s Pensées’
By Peter Kreeft
After his death, mathematician and philosopher Blaise Pascal left behind what we call his “Pensées,” observations and fragments of his thinking, many of them profound. Kreeft takes 203 of the original 993 pensées and gives us a “festooning of Pascal, like decorating a Christmas tree.” Pascal’s wisdom and insight illuminate the mind—he was a master of the epigram—and the witty commentary of Kreeft, a theologian, philosopher, and professor, makes this book a delight. A splendid introduction to one of the West’s great thinkers.
Ignatius Press, 1993, 341 pages
Epoch Times PhotoEpoch Times Photo
‘Max and Ruby’s Bedtime Book’
By Rosemary Wells
Grandma tells three bedtime stories to these beloved rabbit siblings, Max and Ruby. The book’s gentle tone, the large format, and Wells’s sweet pastel pictures will have the children calling for this story time and again. This book is for ages 2–5.
Puffin Books, 2015, 48 pages
Epoch Times PhotoEpoch Times Photo
‘In Lucia’s Neighborhood’
By Pat Shewchuk
Lucia details her appreciation for her neighborhood and the different people, customs, and aesthetics inherent there. A delightful tour. Readers will find a new appreciation for their own neighborhood and any others they encounter.
Kids Can Press, 2013, 32 pages

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Saturday, February 25, 2023

What was new at the New York Tabletop Show? Plenty - HFN

Vietri's handformed and handpainted Sicilian Heads symbolize women's empowerment.
Opening day of the New York Tabletop Show had the look and feel of recent shows—a nod to the Tabletop Association, the group that now runs the event—and a sign that business post-COVID is still strong.
Sales have come down from their lofty 2021 peak, according to some vendors—while others maintained that their business remains on par or even ahead of last year—but all noted continued consumer interest in the tabletop category and said they were optimistic about the months ahead.
Gibson’s earth-toned dinnerware offers a sense of serenity and comfort.
David Zrike, whose eponymous company specializes in licensed products from brands such as Disney and Peter Rabbit, believes his company’s success is driven by consumer nostalgia for products that are like “comfort food,” while Vietri President Holli Draughn credited fast shipments, a strong in-stock position and excellent consumer service for her company’s success.
New floor configurations at 41 Madison Avenue reflected a change in the building’s status as a permanent showroom—as previously reported, several vendors relocated to smaller spaces on consolidated floors, but the building also welcomed a few newcomers, including Stone Lain, a three-year-old Canadian company making its Tabletop Show debut, and Jars, the longstanding French ceramic maker that now has its own U.S. division and its own showroom. Lenox, meanwhile, welcomed Cambridge Silversmiths, which it acquired in July, into the fold. The company had flatware from its Lenox, Oneida, Hampton Forge and Cambridge brands front and center in its showroom, an indication of its evolution from being primarily a dinnerware resource.
There was plenty of new product to go around. A few highlights:
See also:
Fall New York Tabletop Show kicks off with party
Editor-in-Chief Allison Zisko first joined HFN in 1998 and spent many years covering the tabletop category before widening her scope to all home furnishings. In her current role, she oversees all aspects of HFN, including its print and digital products, and represents the brand at home and abroad through presentations, panel discussions and HFN’s podcast, The Inside Scoop.
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ABQ Zine Fest showcases ama-zine artists - New Mexico Daily Lobo - UNM Daily Lobo

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7 Day Forecast

Monday October 3rd, 2022
This past Saturday, Oct. 1 marked the 11th annual ABQ Zine Fest, hosted at the Sanitary Tortilla Factory in downtown Albuquerque. Founded by Mayra Errin Jones, a Master of Fine Arts candidate in dramatic writing at the University of New Mexico, and co-produced by Liza Bley, the event served as a chance for local artists to showcase their handmade crafts amongst a crowd of artistic community members and newcomers alike.
The word “zine” comes from a shortening of “magazine,” and can constitute a multitude of different interdisciplinary conceptions. Typically, zines are small booklets of original work created and copied by an artist for distribution.
“Zines are self-published works,” Errin Jones said. “So, zines can be anything from a per-zine — a personal zine — could be a travel log, could be anything. And then a zine fest is a gathering of people who write zines and they can be traded, sold, shared.”
Errin Jones was inspired to start ABQ Zine Fest after attending a number of different zine fests across the country. Given her experience producing her own work as a theater artist, Errin Jones already had a sense of what she wanted to do for ABQ Zine Fest, with Albquerque providing a perfect location.
“Albuquerque has a strong past in self-published works and anarchist culture and things like that. So ABQ Zine Fest aims to continue that DIY spirit in a literary sense … Albuquerque is a great place to experiment and try new things. And Albuquerque did not have a zine fest before and had zinesters who were writing all over town and things like that. But there wasn't a central place to experience zine culture, the kind of things that happen at zine fest,” Errin Jones said.
Amaris Ketcham, an associate professor at the UNM Honors College, came to Zine Fest to show off her students’ work from the graphic memoir class that she co-teaches alongside associate professor Megan Jacobs. Ketcham said that, while none of the students in the class previously knew about ABQ Zine Fest due to it being canceled in 2020 and moved to an alternative format in 2021, their attendance this year has proved beneficial.
“Zine Fest last year was a really different manifestation where people sent in zines and then there was a little book shop, pop-up of them. And then obviously the year before it didn't happen at all. So, I think (the students have) been introduced to a community of like-minded people that they could be a part of outside university,” Ketcham said.
Andrew Jogi, a student in the graphic memoir class, appreciated being able to present their artistic creations to people in a forum where they could really interact with them.
“It's really cool. I didn't really think that I — my drawings — (could) kind of be presented like that. For me, just seeing people be interested in them, it's been super cool,” Jogi said.
Errin Jones emphasized the point of the fest is focused more on community as opposed to monetary gain for her or anyone else involved with the fest.
“The opportunity to get to know people a little bit better is our goal, I suppose. But I don't wanna say that it's any goal. There's no capitalist goal … This isn't a vertical growth kind of thing like a lot of things are. A lot of events are expected to get bigger every year, and I don't know if that's the point. I think the point is longevity and to be able to produce it, to continue to produce it,” Errin Jones said.
Events like ABQ Zine Fest help to create a more positive environment in a town who’s news cycle can often feel very negative, according to Ketcham. Ultimately, she said the event is just fun, with  zines offering a unique way to experience art and community.
“So here we are. We're coming to downtown; it's fun, it's lively. Everyone is energized about making handmade products to sell and to swap and to share. There's like a trade ethos that's involved in it, and so I think that's really cool,” Ketcham said.
Of course, Errin Jones pointed out that any sort of event can’t be done alone: Sanitary Tortilla Factory, the nonprofit Three Sisters Kitchen and Zendo Coffee were just a few groups that Errin Jones said were important to bringing ABQ Zine Fest to life. She also noted the important role that zines can play in people’s lives and the importance of artistic creation.
“There are people who used to write zines when they were in their teens and then quit, but zines go on. And it's a great way to connect with your own thoughts, your own story … and to feel confident about your experience in life, Errin Jones said. “So I think zines serve that purpose. And there are people who've been writing zines continuously since they were young, and there are people who are just getting into zines now, and it doesn't matter. It's just great to have people writing and creating.”
John Scott is the editor-in-chief at the Daily Lobo. He can be contacted at editorinchief@dailylobo.com or on Twitter @JScott050901
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Monday, February 20, 2023

Holocaust survivor rocks the Chabad with Klezmer music - WUFT

February 1, 2023 Arts and Entertainment, Florida Good
Four days after International Holocaust Remembrance Day, Saul Dreier, founder of the Holocaust Survivor Band on Tuesday made a special visit to Gainesville at the University of Florida’s Chabad and Jewish Student & Community Center.
Family members told Dreier, 97, that creating a band wouldn’t be the best of ideas and that he did not “need it” as he beat stomach cancer and was retired for almost 15 years at the time.
The resilient Dreier didn’t listen. Instead, he went to a music store and bought a set of drums.
“This event is not only important, it is historic,” said Rabbi Berl Goldman, director at the Chabad UF Jewish Student & Community Center. “You would think decades after the Holocaust, the message of ‘never again’ wouldn’t still need to be explained. It is just mind-boggling how much bigotry, hate and antisemitism still exists.”
Dreier was in the same transport to the Auschwitz Concentration Camp 79 years ago with Oskar Schindler, the man known for his heroics in saving 1,200 Jews.
Now, he is living a life he never thought would be possible by performing and speaking all over the world.
The Holocaust Survivor Band is known as a “Klezmer” style group.
Klezmer is an instrumental musical tradition of the Ashkenazi Jews of Central and Eastern Europe. Through his music, he memorializes those who perished in the Holocaust.
“There are 350 million people in the United States,” Dreier said. “Nobody thought to do what I did by forming the Holocaust Survivor Band.”
At age 14, Dreier’s life in Poland flipped upside down. He ended up surviving three different concentration camps throughout World War II and was finally liberated at 19.
“People ask me how I fought through severe adversity and how I am alive here today. Maybe friends, maybe God, I do not know,” said Dreier. “My biggest goal is to beat antisemitism, and I am going to do that until I die.”
The University of Florida has the highest population of Jewish students among public universities in the United States.
Goldman has made it his goal to welcome every student, and make the Chabad a comfortable and safe place with plenty of entertaining events for Jewish students campus-wide.
“Not only as a Rabbi but as a Jew to see a 97-year-old Holocaust survivor who is emotional and happy that he is able to fulfill God’s commandments, truly empowers me. It further helps me focus on what our task at hand is for the next generation,” Goldman said.
A major goal of the Chabad is to enlighten through the practices of Judaism and to reach people on an emotional level. Not only did they achieve that goal with students, but they also achieved it by wrapping tefillin with the Holocaust survivor and Polish drummer.
Tefillin are a set of small black leather boxes with leather straps containing scrolls from the torah. By wrapping the straps around your arm and forehead, it is an act of respect for God in the Jewish religion.
“I stood here in the lobby with Saul helping him lay tefillin,” Goldman said. “Saul started crying because he was so proud to be able to lay tefillin in good health.”
The Holocaust Survivor Band has performed worldwide in places such as Poland, Israel and Brazil.
“I heard about the band from a colleague in Germany and I knew at that moment we had to bring the talented Saul Dreier to Gainesville, so that is exactly what we did,” Goldman said. “His generation died because they were Jewish. Today’s generation’s challenge is to live.”
The Chabad provides shabbat dinners every Friday night and hosts special events throughout the year. The Holocaust Survivor Band could have taken home the first place trophy, according to the Chabad Programming Director, Amit Sapir.
“I got a first-hand opportunity to see what it is like to love instead of hate,” Sapir said. With the increasing rise of antisemitism, this performance filled my heart with joy.”
Goldman and the Chabad remind the Jewish community to follow the Torah. Sapir is a heavy believer in the Torah and now has another belief system due to Dreier.
“After watching a performance like this, I feel as if I should raise my future kids through Saul’s virtues,” Sapir said. “He had a smile on his face and drumsticks in hand at almost a century old. It was a night of inspiration to all.”
One attendee of the event studies archaeology, specifically Holocaust survivors.
“Seeing somebody of the “Holocaust” generation with my own eyes rather than reading about it in a textbook was unimaginable until tonight,” said Kyla Morales Hanks, a fourth-year UF student.
The night concluded with the yellow sunglasses-wearing Dreier answering questions from the crowd. People in the crowd began to cry at several of the stories Dreier told — all while he kept a smile that went ear to ear.
The night ended with one warm statement from Dreier.
“I am a Gators fan.”
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Sunday, February 19, 2023

New park slated for Washougal waterfront - Camas Washougal Post Record

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By Doug Flanagan | July 21, 2022 10:21 am |   comments
Eagle View Park on the Washougal waterfront will include an art walk, public lawn and connection to the waterfront trail. (Contributed graphic courtesy of the city of Washougal)
Contributed graphic courtesy city of Washougal Eagle View Park on the Washougal waterfront will includevariety of interactive and interpretive elements, including an "art walk," pictured above.
Contributed graphic courtesy city of Washougal Eagle View Park on the Washougal waterfront will include a public lawn and paved trails.
Contributed graphic courtesy city of Washougal Eagle View Park on the Washougal waterfront will feature a garden that highlights the area's history of logging and river commerce.
Contributed graphic courtesy city of Washougal The Port of Camas-Portland-based Killlian Pacific is developing a 1.2-acre park, to be sited adjacent to the Ninebark residential community on the Washougal waterfront.
The Washougal waterfront will soon have a new park.
Named “Eagle View Park” by the Washougal City Council on July 11, the city’s newest public green space will include an art walk, public lawn and a garden highlighting the area’s logging and river commerce history.
Portland-based Killian Pacific is developing the 1.2-acre park next to its Ninebark apartment complex on the Washougal waterfront. The 242-unit apartment complex is slated to open in 2023. Eagle View Park will act as a natural buffer between the residential complex and the nearby Washougal Waterfront Trail.
“Killian Pacific is looking to deliver a highly desirable park for our community that has a positive impact and engages (residents) with placemaking and art,” Washougal City Manager David Scott said during a July 11 city council workshop. “This high-quality park will enhance views of the river, preserve habitat to the extent that it can, retain migration corridors for habitat, and allow us to actively engage through different means, such as art and education, and acknowledge our history.”
The Port transferred ownership of the park property to the city of Washougal in June. Killian Pacific will maintain the park for the next eight years, then turn over maintenance responsibilities to the city.
“The park is on property that was the Port’s,” Scott told city council members in June. “The Port is dedicating that property to us now, so this property will be under our ownership, but the development and maintenance of the park is the responsibility of the developer, and that maintenance goes for eight years, which (coincides) with the 10th year of their multi-family housing property tax exemption. After those eight years, it will become our responsibility to maintain (the park) when we start to receive the property tax revenue from the residential project.”
Lance Killian, Killian Pacific’s owner and chief visionary officer, has said the park represents a “true public-private partnership.”
Port officials have said they hope the park will be a good buffer between the apartment complex and the more public waterfront amenities.
“We realized that we wanted to have a visual and physical buffer between the Port’s waterfront trail and the Ninebark development,” Port Commissioner Larry Keister said during a June 15 Port Commission meeting. “That’s why we went away from the 1-acre square park to the elongated pocket park — to give that physical and individual barrier between the trail and the buildings of the Ninebark development. That way, people walking down the trail wouldn’t feel like they’re walking into someone’s neighborhood.”
To address Keister’s concerns, the Port added language to its transfer document that states that the transaction is conditional on the city keeping the park design consistent with the originally proposed plan.
“Originally, when we were selling the property to Killian Pacific, we agreed through our purchase sale agreement that we would sell ‘X’ amount of acres, and a 1-acre parcel would be developed into a park by them,” Port Chief Executive Officer David Ripp said. “The acre that we had looked at utilizing interfered with their development, so instead of having a square section, we looked at having a more rectangular, elongated property. And actually, that works out better for us because that park property now divides our (waterfront) trail and their development.”
Washougal City Councilman David Stuebe said he believed the city and Port seem to have a similar vision for the waterfront property.
“At the Port meeting, they were worried about transferring that property to us, that in eight years, when we take it over, we’d change their vision of what that was supposed to be,” Stuebe told the other Washougal City Council members during their July 11 workshop. “I said, ‘I don’t want to assume, but I’m sure our vision and the Port’s vision are the same. We want to make a beautiful, connecting trail.’ I think they’re going to take that to their lawyers and put wording in to specify that we have to maintain the Port’s vision. I’d like to read that verbiage before we sign off on that. I don’t have any doubt that they’d play nice in the sandbox. I love what the Port’s doing. I’m sure we’ll share that vision. But I want to see that wording before we sign off on that.”
Keister said the wording in question is more about ensuring the Port’s intentions for the park would be upheld in the future.
“We’re not asking for anything in particular — just maintain privacy, both visually and physically, so people will feel comfortable walking through that trail,” Keister said. “When the park was first thought about, it was a 1-acre square park, basically on the property between the Port’s property and Killian Pacific’s property. The commission was concerned about the feeling of privacy for the residents of Killian Pacific’s Ninebark property and the public walking along the trail. That’s why we changed the concept from a 1-acre square park to an elongated park along the trail.”
Michelle Wright, the city of Washougal’s public works business administrator, said the city wanted to get a jumpstart on branding and outreach for the park, so officials asked Washougal Parks and Cemetery Board members to help select a name for the new park.
The board member considered several names — including Washougal-Rushing Water, The Waterfront Parker’s Landing, Washougal Gateway, Chinook Park, Waterfront Park and Princess White Wing — but ultimately landed on Eagle View Park as the preferred name.
“Eagle View and Chinook Park were neck-and-neck for the top picks,” Wright said. “My understanding is that name was picked because the board member saw eagles flying overhead in that area.”
Washougal City Councilwoman Molly Coston said she “walks the trail three or four items a week” and added that the park will be “a great amenity for the community as a whole.”
“I think it’s a wonderful opportunity,” she said. “It’s really great that Killian decided to put this together, and I think it will be a great asset to the entire area.”
Killian said that the park “should be differentiated from the existing park assets that the Port has developed and the trail system itself, but at the same time be symbiotic with those systems and be additive to the overall network.”
“We want to make sure that this park really pulls people along the trail and invites people in as many opportunities as possible to engage in the park itself, and that it provides multiple avenues for that to occur,” he said. “It’s really a diversified park that celebrates where it’s at with views of the Columbia River, celebrates the habitat and migration corridors while also allowing a really high level of community engagement and activation through the park with different elements of art, education and the area’s deep, rich history.”
Killian said that local art will be prominently featured, adding that his company has spoken with three three community art organizations and begun to generate a list of artists to create artwork for the park.
“The art (should be) multi-generational, multicultural, and truly welcoming and engaging to the broad, diverse perspectives of the community,” Killian said. “There’s also a rich history of not only this particular site itself, but the communities of Camas and Washougal and the Pacific Northwest, and we believe art can be part of that storytelling feature. The idea is that the art will provide a sense of curiosity, and people can reflect on it in their own ways. Part of the idea was the art could — and should — actually allow for moments of physical engagement. You can imagine kids being able to climb on it, or inside it and play.”
Killian said that the park also will provide a variety of educational opportunities. “We’ve tried to be thoughtful about different locations and specific areas within the park where this education can occur,” Killian said. “We’re really excited about a multi-layer approach to the education that can occur at the site, both in terms of the physical nature, but also the programming nature optionality.”
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Saturday, February 18, 2023

Alzheimer’s Association amplifies home safety - WTVG

TOLEDO, Ohio (WTVG) - June is national safety month and the Alzheimer’s Association is encouraging caregivers and families of loved ones with Alzheimer’s or dementia to stress the importance of home safety.
There are more than 6 million Americans over age 65 living with Alzheimer’s; 220,000 of those are Ohio residents.
“The brain changes associated with Alzheimer’s or other dementia affect each person differently and can pose new safety concerns and considerations that may have not existed previously,” said Pam Myers, program director of the Alzheimer’s Association Northwest Ohio Chapter. “These can include changes in the individual’s physical ability, judgment and behavior.”
The Northwest Ohio Chapter of the Alzheimer’s Association is hosting an educational program to highlight the warning signs of Alzheimer’s disease at Little Flower Catholic Parish in Toledo.
10 Warning Signs of Alzheimer’s is a free program available June 6 from 12:00 P.M. to 12:45 P.M. on 5522 Dorr St. The program will go over signs of the disease, how to approach someone about memory concerns and the importance of early detection and benefits of a diagnosis.
Pre-registration is required, call the 24/7 association helpline at 800-272-3900.
The Alzheimer’s Association offers a home safety checklist to help keep loved ones safe some of these include:
Evaluate the environment- Pay attention to garages, basements and outside areas where there are likely to be tools, chemicals, cleaning supplies and other items that may require supervision.
Be prepared for emergencies- Prepare a list of emergency phone numbers and addresses for local police and fire departments, hospitals and poison control helplines. Also keep fire extinguishers, smoke detectors and carbon monoxide detectors handy.
Install locks out of sight- Put deadbolt locks either high or low on exterior doors to make it hard for the person to wander out of the home. Keep an extra set of keys hidden near door for easy access. Remove locks in bathrooms or bedrooms to prevent the person from locking themselves in.
Keep walkways well lit- Add extra lights to entries, doorways, stairways and bathrooms. Nightlights are helpful in preventing accidents and reducing disorientation.
Remove tripping hazards- Keep surfaces clutter-free, keep extension cords tucked away, remove through rugs or smaller furniture items that can be a tripping hazard.
Place medications in a locked place- To ensure that medications are taken safely, use a pillbox organizer or keep a daily check list.
Avoid injury in the bathroom- Install walk-in showers, add grab bars to shower or tub, add textured stickers to slippery surfaces and set the water temperature in sinks and tubs to 120 degrees Fahrenheit or less to prevent scalding.
Remove or secure firearms and other weapons- Weapons may present unexpected danger in the home of a person with dementia. Dementia can cause a person to mistake their caregiver or family member as an intruder, or they could lack the cognitive ability to use a firearm safely.
“Taking measures to improve safety can prevent injuries and help a person with dementia feel more relaxed, less overwhelmed, and maintain his or her independence longer,” said Myers. “It is important for families to re-evaluate safety plans as the disease progresses and safety issues change. Our chapter offers free care consultations and educational programs that offer help to families who are concerned about these and other issues in caring for loved ones with dementia.”
To learn more about home safety, including tips on wandering, driving and medication safety, visit alz.org/nwohio or call (419) 537-1999 or the 24/7 helpline at (800) 272-3900.
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Friday, February 17, 2023

Nosy Neighbor Slammed for Wasting Police Resources After Calling Cops on Couple Who Let Their Dog Go to the Bathroom on Their Own Patio - PopCrush

A disgruntled homeowner went a little too far when they called the authorities on their neighbors' dog for going to the bathroom outside — despite it being on the neighbors' own property.
Taking to Reddit, the anonymous person explained the couple who live next door lets their dog go to the bathroom on their own patio, which infuriates them.
"I have some neighbors, a young couple around their 20s. They've lived in the apartment next to mine for two years. They have a dog. A small one," they wrote via Reddit.
"I've always noticed them taking the dog on walks but for the past two months, I just see them putting some pads on their patio and letting the dog s--t and pee there," they continued.
They noted they've made multiple "complaints" to the neighbors, calling them "lazy," and even telling them "to give up the dog if they can't care for it properly."
The couple have defended themselves against the constant criticism, explaining they clean up after their dog each time and walk it "every night."
"The girl also said it's none of my business why she and her boyfriend don't take the dog out on walks and they don't have to answer to me," the Reddit user continued. "The next morning I called the police on them. Authorities came and inspected and said that no laws are broken as long as the area is getting cleaned up daily."
The police also told the disgruntled Reddit user that the "couple [have] their reasons" and it's none of their business. Later, they found out from other neighbors that the neighbor is pregnant, so her partner takes the dog out late at night while the woman rests.
The Reddit user detailed that everyone who lives in the "building is now hostile" toward them.
In the comments, other Reddit users slammed the nosy neighbor for getting the police involved.
"I can't even imagine why anyone would think this was not OK, let alone a police matter. You just made a building full of enemies all because you are nosy and intrusive," one person wrote.
"You're a neighbor from hell. What an absolute waste of police resources," another commented.
"There are many reasons why people can't walk their dog. The dog may have an injury that's healing, it may have developed arthritis and can't walk as much or as long without pain, or a slew of other reasons that are none of your business," someone else shared.

source https://1home.streamstorecloud.com/nosy-neighbor-slammed-for-wasting-police-resources-after-calling-cops-on-couple-who-let-their-dog-go-to-the-bathroom-on-their-own-patio-popcrush/?feed_id=30930&_unique_id=63efe60f66474

Wednesday, February 15, 2023

A guide to API management tools - SDTimes.com

The following is a listing of API management tool providers, along with a brief description of their offerings. 
Apigee is an API management platform for modernizing IT infrastructure, building microservices and managing applications. The platform was acquired by Google in 2016 and added to the Google Cloud. It includes gateway, security, analytics, developer portal, and operations capabilities.
Akana by Perforce provides an end-to-end API management solution for designing, implementing, securing, managing, monitoring, and publishing APIs. The Akana API Platform helps you create and publish secure, reliable APIs that are elegant, easy to consume, built the right way, and running as they should be to improve the customer experience and drive growth in your business.
Boomi’s API management solution provides a unified and scalable, cloud-based platform to centrally manage and enrich API interactions through their entire life cycle. With Boomi, users can rapidly configure any endpoint as an API, publish APIs on-premises or in the cloud, manage APIs with traffic control and usage dashboards.
CA Technologies, a Broadcom company, helps customers create an agile business by modernizing application architectures with APIs and microservices. Layer7 API Management provides the most trusted and complete capabilities across the API life cycle for development, orchestration, security, management, monitoring, deployment, discovery and consumption.”
CData: Connect, Integrate, and Automate your enterprise data.  At CData, we simplify connectivity between all of the applications and data sources that power business operations, making it easier to unlock the strategic value of your data.   By focusing on established standards for data access, our solutions plug into all of the business applications that you use today (like BI, Reporting, ETL, & Integration) and connect them with live data from just about anywhere. 
RELATED CONTENT: Security and integration are key concerns for API management 
Cloud Elements delivers an API integration platform on three pillars: “Elements” unify APIs with enhanced capabilities for authentication, discovery, search, error handling and API maintenance. “Formulas” combine those Elements to automate business processes across applications. “Virtual Data Hubs” provide a normalized view of data objects.
IBM API Connect on IBM Cloud is an API life cycle management offering that allows any organization to secure, manage and share APIs across cloud environments — including multi-cloud and hybrid environments. 
Kong delivers a next-generation API and service life cycle management platform designed for modern architectures, including microservices, containers, cloud and serverless. Kong is building the future of service control platforms to intelligently broker information across services.
Microsoft’s Azure API Management solution enables users to publish, manage, secure and analyze APIs in minutes. It features the ability to create an API gateway and developer portal quickly, ability to manage all APIs in one place, provides insights into APIs, and connects to back-end services. 
MuleSoft’s Anypoint API Manager is designed to help users manage, monitor, analyze and secure APIs in a few simple steps. The manager enables users to proxy existing services or secure APIs with an API management gateway; add or remove pre-built or custom policies; deliver access management; provision access; and set alerts so users can respond proactively.
Nevatech Sentinet is an enterprise class API management platform written in .NET that is available for on-premises, cloud and hybrid environments. Sentinet supports industry SOAP and REST standards as well as Microsoft-specific technologies and includes an API Repository for API Governance, API versioning, auto-discovery, description, publishing and Lifecycle Management.
Oracle‘s API Platform Cloud Service provides an end-to-end service for designing, prototyping, documenting, testing and managing the proliferation of critical APIs.
Postman is a collaboration platform for API development, used by more than 7 million developers and 300,000+ companies worldwide. Postman allows users to design, mock, debug, test, document, monitor, and publish APIs – all from one place. 
The Progress DataDirect Autonomous REST Connector offers intelligent data connectivity to API sourced data from SQL based applications such as BI, Analytics, and ETL tools
With Autonomous REST Connector organizations can expect:
Red Hat 3scale API Management gives control, visibility and flexibility to organizations seeking to create and deploy an API program. It features comprehensive security, monetization, rate limiting, and community features that businesses seek backed by Red Hat’s solid scalability and performance.
SmartBear Software empowers users to thrive in the API economy with tools to accelerate every phase of the API life cycle. SmartBear is behind some of the biggest names in the API market, including Swagger, SoapUI and ReadyAPI With Swagger’s easy-to-use API development tools, SoapUI’s automated testing proficiency, AlertSite’s API-monitoring and ReadyAPI’s mocking and virtualization capabilities, users can build, test, share and manage the best performing APIs.
SnapLogic Lifecycle API Management is an end-to-end solution designed for managing, scaling and controlling API consumption quickly, seamlessly and securely. Features include request/response transformations, API traffic control and productization, OAuth2 authentication support, advanced API analytics, threat detection, and the developer portal.
TIBCO Cloud Mashery is a cloud-native API management platform that can be deployed anywhere, either as a SaaS service or containerized in cloud-native and on-premise environments. Mashery delivers market-leading full life cycle API management capabilities for enterprises adopting cloud-native development, and its capabilities includes API
 
, ,
Jakub Lewkowicz is a multimedia journalist who loves all things tech. Polish-born and Long Island-bred, he is an Online and Social Media Editor for SD Times. He is also a Carnegie Hall pianist and music producer.
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Tuesday, February 14, 2023

SEC Punishes RSM US for Shoddy Auditing of an LED Lighting Company - CPAPracticeAdvisor.com

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Auditing
The SEC also charged two partners, as well as a senior audit manager, for their roles in the improper audits.
Jason Bramwell
Oct. 03, 2022
The Securities and Exchange Commission (SEC) fined RSM US $3.75 million on Sept. 30 and charged the audit firm with improper professional conduct for failing to properly audit LED lighting solutions provider Revolution Lighting Technologies Inc.’s financial statements over a four-year period when the company was violating accounting principles by inflating revenue with bill and hold sales. 
According to the SEC’s order, RSM’s planning and supervision of the audit, as well as the evaluation of audit results and review of Revolution’s disclosures, all failed to adhere to the Public Company Accounting Oversight Board’s auditing and quality control standards.
The order states:
During the course of RSM’s audit of Revolution’s fiscal year 2017 financial statements, RSM’s engagement team and national office concluded that Revolution had improperly recognized revenue in fiscal year 2017 due to Revolution’s failure to adhere to fixed delivery dates for its bill and hold sales, and presumed that this issue also impacted revenue recognition in each of the preceding three years. RSM then concluded that Revolution’s revenue misstatements were immaterial and therefore Revolution did not need to restate its financial statements. RSM’s conclusion was unreasonable because it was based on faulty estimates, and it rested upon its determination that qualitative factors outweighed the fact that, even under its faulty estimates, Revolution’s misstatements of revenue significantly exceeded the quantitative audit materiality level that RSM had identified for several of the periods in question. In reaching the decision that qualitative factors rendered immaterial the fact that revenue figures for multiple years were misstated, RSM effectively abandoned the audit team’s own prior determination, in each of the years in question, that reported revenue was a key metric of interest to shareholders of Revolution. During this analysis, RSM violated the applicable PCAOB standards.
Overall, rather than exercise an appropriate level of skepticism in this area—an area requiring heightened scrutiny—RSM made unreasonable determinations in concluding that Revolution’s misstatements were immaterial. The lack of due professional care by RSM’s personnel had the effect of hiding the RSM engagement team’s failure to properly conduct an audit for fiscal years 2014–2017.
The SEC also charged RSM partners Steven Kirn and Richard Condon, as well as senior audit manager Michael Piqueira, for their roles in the improper audits. The SEC’s order against the three CPAs finds that Kirn, RSM’s lead partner on its Revolution audits, and Piqueira, the senior manager on those audits, failed to adequately plan, supervise, and execute the audits. Condon was charged with improperly reviewing and approving RSM’s analysis that inaccurately concluded Revolution’s errors and inflated revenue were immaterial to investors. 
“Auditors are important checks against fraud, and they should be scrutinizing arrangements like bill and hold sales,” said Gurbir Grewal, director of the SEC Division of Enforcement. “RSM failed to do this at all levels, from the engagement team up through the firm’s national office. And by giving Revolution a pass, investors learned only too late that Revolution was committing a multi-year fraud.”  
Without admitting or denying the SEC’s findings, RSM agreed to pay the $3.75 million penalty, be censured, and retain an independent consultant to review and evaluate its audit, review, and quality control policies and procedures.
In a statement regarding the settled order, RSM said: “The SEC did not bring charges of intentional misconduct, and the SEC previously has publicly stated that the former client deliberately ‘misled’ the RSM US audit team.
“The SEC’s order requires RSM US to complete undertakings involving the retention of an independent consultant to review and evaluate certain policies and procedures. RSM US also will pay a penalty of $3.75 million.
“As part of this settlement, RSM US and the individuals neither admitted nor denied the SEC’s allegations.
“RSM US continually seeks to enhance its quality controls, policies and procedures. The firm is committed to the highest standards of integrity and audit quality and looks forward to continuing to provide the excellence in auditing that its clients have come to expect of RSM US.” 
Kirn and Piqueira, without admitting or denying the commission’s findings, agreed to be suspended from appearing and practicing before the SEC as accountants, with the right to apply for reinstatement after three years and one year, respectively. Condon agreed to a censure. RSM, Kirn, and Piqueira also agreed to a cease-and-desist order.
Auditing
Jason Bramwell
Auditing
Jason Bramwell
Auditing
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Monday, February 13, 2023

How To Perfect The Oversized Lighting Trend - House Digest


Whether you live in a large mansion or a small cottage, oversized decorations could be used to elevate the appearance of your home. LuxDeco says that, for those with spacious rooms, huge elements will fill the empty area without creating an overwhelmingly cluttered look. On the other hand, if you have limited floor space, sizable pieces could actually make your home appear larger.
There are countless ways to add oversized elements to your house, and all of them will create a dramatic look. For instance, you could fill an empty wall with an astronomically sized piece of artwork, hang a massive mirror to include more light, or place a substantial sculpture in the corner to add elegance. Another immense item you could include is an oversized light fixture, which would act as the focal point in the space. Below, you'll discover more information on this trend, as well as different ways to include it in your home.

When you consider the oversized lighting trend, you probably imagine grand fixtures of massive sizes. However, while these items may be used in mansions, they are most likely too large for the average-sized home. As Livingetc explains, the key to understanding this trend is knowing that proportions are much more important than the actual size of an item. For instance, even regular-sized light fixtures can look extra large when placed in small rooms.
It's also important to note that this trend is not limited to pendants and chandeliers. While it may most often be used with hanging light fixtures, oversized floor and table lamps could also be styled. Decoist says that, even more than a hanging fixture, lamps will create an eccentric appearance. To play with proportions, place a regular-sized lamp on a small table or use a lamp in an extra cramped space like a narrow hallway or a tiny bathroom.

While this trend could be used in any room of the home, it's most often either centered above the dining room table or the kitchen island. According to Color Cord Company, to make the fixture appear like it belongs in these spaces, you could choose one that's the same length as the table or countertop underneath it. Another option is to place three fixtures in a row above the surface, which will provide a similar appearance.
Other popular areas to install oversized lighting include the staircase and the living room. However, these pieces don't have to be centered in the room; Instead, you could add multiple oversized fixtures to add more light. For instance, large lamps could be styled on either side of the couch or, in the bedroom, two massive wall pendants could be placed above each nightstand.
You may also be surprised to learn that, according to Decoist, large lighting may actually appear better in smaller spaces, because it'll provide a more dramatic look. An extra large pendant would draw much more attention in a cramped office than it would in a spacious kitchen.

source https://1home.streamstorecloud.com/how-to-perfect-the-oversized-lighting-trend-house-digest/?feed_id=28980&_unique_id=63ea960fdf72a

Sunday, February 12, 2023

Mary's Kitchen in Virginia Beach temporarily closes - 13newsnow.com WVEC

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VIRGINIA BEACH, Va. — A popular Virginia Beach restaurant is closing its doors temporarily.
This weekend, a lot of hungry people showed up at Mary’s Kitchen for a hot breakfast only to find a locked door.
The owner of the Virginia Beach staple says the business is shut down until spring because of the “current economic climate.”
"After much thought and heartfelt consideration, Mary’s will be closed for business until spring 2023," a sign on both entrances read. "Our business has been impacted by the current economic climate.”
Just blocks away from the Virginia Beach oceanfront, Mary’s has been a staple for loyal customers like Mike Caine for decades.
“Love the place. Been eating here 40 years," Caine said. "I’m ready to run maybe to go down to IHOP or something like that I hope they’re not closed down either.”
Jennie Veenner owns the hair salon Shear Class which is in the same shopping plaza as Mary’s. She said the closure is even affecting her business. 
RELATED: Virginia Beach City Council unanimously votes to create Cannabis Advisory Task Force
"It takes a lot of foot traffic away from the area," Veenner explained. “It’s just an icon. It’s been there forever.”
She said she’s also a longtime customer of the breakfast hotspot.
“It's kind of emotional," Veenner said. "I went to Mary’s when this part of the building was a gallery. I’ve been going there all my life.”
Veenner and Caine said as business owners, it hasn’t been easy staying open. They say the economy needs a boost.
“Oh yeah it really does need a rebound," Caine said. "Feel it in all small businesses even a restaurant or I own a swimming pool company - Bay Colony Pools - it’s even hard for me also.”
RELATED: Meet Capt. Alvie 'Cool' Culanding, the first Filipino American captain at Virginia Beach Sheriff's Office
The sign on Mary’s says: “The decision to temporarily close was extremely difficult." The sign thanks customers for the "many years" of support.
“First time ever ever seen it not be open - especially this time of year I was just coming in for a good breakfast," Caine said.
We reached out to the owner of Mary’s but haven’t heard back.
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Saturday, February 11, 2023

Vont Smart Plug Now Available, Providing Way To Control Appliances - Digital Journal

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The manufacturer says, “With Vont smart plugs you can forget about pulling out your phone or even being in the same room. Just tell Alexa or Google what you want and it’ll be done.” The company also offers a satisfaction guarantee and will provide a full refund within 30 days if the product does not meet expectations.
Upon asking what’s so special about it, the company says “What separates us from the competition is that our product truly plugs and plays. You don’t need a degree in engineering to set it up. Additionally, our app is straightforward and very user-friendly.” The amazon smart plug is more expensive than similar products on the market, but the company says that its quality and features justify the price.
Regarding the Alexa compatibility, the company says “All you need is an Alexa-enabled device and the Vont Smart Plug will do the rest. You can control it with your voice, or through the app.”
The Google Assistant compatibility allows users to control their appliances with just their voice. The company says “You don’t even need to be in the same room as the appliance. Just tell Google what you want and it’ll be done.”
IFTTT is a service that allows users to create “recipes” so that their devices can work together. For example, a user could create a recipe that turns on the coffee maker when the alarm clock goes off in the morning. The company says “With IFTTT, the possibilities are endless.”
The manufacturing experts also say that the WiFi+ Bluetooth feature in the plug provides a more stable and faster connection. They say “No matter where you are, you can always control your appliances. Whether you’re at home or away, the Vont Smart Plug will work.”
They are particularly hopeful about the Google Assistant & IFTTT options as they know “the Google Assistant is constantly getting smarter and IFTTT is always adding new recipes. So, the possibilities are endless.”
They added further that the Voice Command, Timer & Schedules, and Away Mode features are all great, but the best part is that there is no need for a hub. The Vont Smart Plug is ETL and FCC certified and comes with a satisfaction guarantee. Vacation Mode is also a nice feature that will turn the plug off when you’re away so that you don’t have to worry about it.
They proudly declare that they are ETL & FCC Certified which means their products have been tested and approved by a nationally recognized testing laboratory. The company offers a satisfaction guarantee and will provide a full refund within 30 days if the product does not meet expectations. Visit the website at https://www.amazon.com/Vont-Bluetooth-Assistant-Schedules-Certified/dp/B09KTYH3MJ to get the knowledge about smart plug.
About:
Vont electrical plug products are intended for usage in the United States. They are ETL and FCC certified. All their products are manufactured in China and distributed through their authorized retail chains.
Media Contact
Company Name: VONT
Contact Person: Support
Email: Send Email
Phone: (503) 775-2455
Address:6009 SE Foster Rd
State: Oregon
Country: United States
Website: https://www.vont.com/


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Croatia opens Tuesday a long-awaited bridge linking its southern Adriatic coast including Dubrovnik with the rest of the country.
Hong Kong was given a much-needed lift by news that market heavyweight Alibaba will seek a primary listing in the city - Copyright AFP...
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